Why would someone use a checking account over a savings account?

Okay, so, why a checking account instead of savings, right? Well, for me, it's a no-brainer. I mean, I use my checking account for, like, everything day-to-day. Think about it – grabbing coffee, paying bills online, even splitting dinner with friends.

It's just... easier. Plain and simple. Swiping my debit card or even using Apple Pay? Way more convenient than having to transfer money from savings every single time, you know? Can you imagine? Ugh!

Plus, and this is a big one for me, I'd be so annoyed if I had to worry about hitting some kind of withdrawal limit every month. Savings accounts often have those, right? Who needs that stress? I just like knowing my money is right there, accessible, whenever I need it. No hoops to jump through, no limits to fret over. Maybe I'm just lazy, haha, but convenience is king! Don't you agree?