Are NYC taxis cash only?

Mythbusters: NYC Taxis and the Cash-Only Con

The image of a New York City cabbie impatiently waving away your credit card, demanding cash, is a persistent, if outdated, stereotype. The reality? NYC taxis are not cash-only. In fact, refusing a credit or debit card payment is a violation of the law.

While anecdotal evidence might suggest otherwise – perhaps you’ve heard a tale of a driver feigning a broken card reader – these instances are attempts at scams. The truth is, every licensed taxi in New York City is legally required to accept major credit and debit cards. This isn’t some optional add-on; it’s a fundamental part of operating a licensed vehicle for hire.

So, what should you do if a driver tries to convince you their card reader is malfunctioning or unavailable? Don’t fall for it. Politely but firmly insist on paying with your card. While a genuine malfunction is theoretically possible, it’s exceedingly rare, and the onus is on the driver to provide service in accordance with the law. If they continue to refuse, you have several options:

• Note the taxi’s medallion number: This number is prominently displayed on the vehicle and is crucial for filing a complaint.
• Take a picture of the taxi: This provides visual evidence of the incident.
• Report the incident: Contact the Taxi and Limousine Commission (TLC), New York City’s regulatory body for taxis and for-hire vehicles. They have mechanisms for reporting such violations. You can find their contact information easily online.

Remember, your rights as a passenger are protected. Don’t let a driver’s potentially fraudulent claim dissuade you from using your preferred payment method. Insisting on paying by card is not only your right, but it also helps to curb this illegal practice and ensures a fairer experience for all passengers. By being assertive and reporting such incidents, you’re contributing to a more transparent and honest taxi system in New York City. So next time you hail a cab, know your rights and don’t let anyone try to shortchange you.