Can I get USD from ATM in Vietnam?

Accessing Foreign Currency from ATMs in Vietnam: Restrictions and Alternatives

When visiting Vietnam, travelers may encounter limitations when attempting to withdraw foreign currency from Automated Teller Machines (ATMs). Unlike many other countries, Vietnamese ATMs primarily dispense the local currency, Vietnamese Dong (VND).

Legal Restrictions on Foreign Currency Withdrawals

Vietnamese law prohibits withdrawing foreign currencies, such as USD, AUD, EUR, or JPY, from ATMs within the country. This restriction aims to maintain financial stability and prevent illicit activities. As a result, visitors cannot directly access foreign currency through ATM withdrawals.

Accessing Foreign Currency Alternatives

While ATM withdrawals in foreign currency are not available, travelers can explore other options to obtain their preferred currency:

• Currency Exchange: Dedicated currency exchange bureaus and banks offer foreign currency exchange services at competitive rates. These outlets can be found in major cities, airports, and tourist areas.
• Travel Money Card: Preloaded travel money cards, such as those offered by Wise or Revolut, allow travelers to store and use multiple currencies conveniently. These cards can be used for ATM withdrawals, purchases, and other financial transactions.
• International Bank Transfer: Arranging an international bank transfer from your home bank account to a Vietnamese bank account is an option, but it may incur fees and take several days to complete.

Additional Considerations

• Withdrawal Limits: Vietnamese ATMs typically have daily withdrawal limits that may vary depending on the bank and the type of card used.
• Fees: ATM withdrawals may incur fees both from the bank that owns the ATM and your own bank. It is advisable to check with your bank for specific charges before making a withdrawal.
• Local Currency: Vietnamese Dong (VND) is widely accepted throughout the country, including for purchases, dining, and accommodation. Travelers are encouraged to exchange their foreign currency into VND to facilitate their financial transactions.

In summary, while withdrawing foreign currency from ATMs in Vietnam is not permitted, travelers have alternative options to access their preferred currency. By considering currency exchange services, travel money cards, or international bank transfers, visitors can ensure they have the necessary funds to enjoy their stay in Vietnam.