Can I use my credit one card internationally?

Using Your Credit One Card Internationally: A Guide

Credit One cards offer a convenient way to access your funds while traveling abroad. Here’s what you need to know to ensure a smooth experience:

ATM Compatibility

Credit One cards are accepted at most international ATMs displaying the Cirrus logo. However, there may be some ATMs that do not support Credit One cards. To avoid any inconvenience, it’s advisable to look for Cirrus-branded ATMs before attempting to withdraw cash.

PIN Considerations

When using your Credit One card at an international ATM, be mindful of your PIN format. Some international ATMs may not accept five-digit PINs or those that begin with zero. If you have a five-digit PIN, you may need to contact Credit One to have it changed to a four-digit format.

Transaction Fees

Keep in mind that using your Credit One card internationally may incur transaction fees. These fees can vary depending on the location of the ATM and the amount of the withdrawal. It’s advisable to check with Credit One or the ATM provider before making a withdrawal to avoid any unexpected charges.

Currency Conversion

When using your Credit One card in a country with a different currency, the amount you withdraw will be converted to your home currency. Credit One uses a competitive exchange rate for currency conversions, but there may be a small spread between the bank’s rate and the market rate.

Security Measures

To safeguard your account, Credit One recommends taking the following security precautions when using your card internationally:

• Inform Credit One of your travel dates to avoid any potential issues with using your card abroad.
• Be aware of your surroundings and never enter your PIN in front of anyone.
• Cover the keypad with your hand when entering your PIN.
• Choose well-lit and secure ATMs.
• Keep your Credit One card and other valuables safe and secure.

By following these guidelines, you can ensure a convenient and secure experience using your Credit One card while traveling internationally.