Can I use my Walmart MoneyCard internationally?

Taking Your Walmart MoneyCard Abroad: What You Need to Know

The Walmart MoneyCard offers a convenient way to manage your finances, but what happens when your travels take you beyond US borders? Can you still use your card? The short answer is yes, but it’s crucial to understand the associated fees before you pack your bags.

While your Walmart MoneyCard does function internationally, it’s not without its costs. Be prepared for a significant surcharge on every transaction you make outside the United States. This foreign transaction fee sits at a hefty 3% of the purchase amount. This means that a $100 purchase will actually cost you $103.

Furthermore, accessing cash directly from an ATM internationally will incur an additional fee of $2.50 per withdrawal. This is on top of the 3% foreign transaction fee, meaning a simple cash withdrawal can quickly become an expensive proposition. Even simply checking your balance at an international ATM will set you back $0.50.

Therefore, before relying solely on your Walmart MoneyCard for international travel, careful planning is essential. Consider the potential fees and factor them into your budget. For larger purchases or frequent ATM withdrawals, the accumulated fees could significantly impact your travel funds. It might be more cost-effective to explore alternative payment methods, such as travel-specific credit cards with lower foreign transaction fees, or withdrawing a lump sum of cash before your departure.

In summary, using your Walmart MoneyCard internationally is possible, but the associated fees – 3% per foreign transaction, $2.50 per ATM withdrawal, and $0.50 for balance inquiries – make it a less attractive option compared to other financial tools specifically designed for international travel. Weigh the convenience against the cost before relying on your Walmart MoneyCard for your next trip abroad.