Can you pay by credit card in Bali?

Navigating Payments in Bali: A Guide to Credit Card Acceptance

When planning a trip to Bali, understanding the payment landscape is essential for a smooth and seamless experience. While major establishments have embraced credit cards, smaller vendors and local markets often prefer cash transactions.

Credit Card Acceptance:

• Hotels and Resorts: Most reputable hotels and resorts in Bali accept credit cards. Visa, Mastercard, and American Express are widely accepted.
• Restaurants and Bars: Major restaurants and bars in tourist areas typically accept credit cards. However, smaller, local establishments may not.
• Tour Operators: Legitimate tour operators with established websites and offices are likely to accept credit cards.

Cash Transactions:

• Local Markets: Traditional markets are a vibrant part of Balinese culture and primarily operate on cash transactions.
• Street Vendors: Small street vendors selling souvenirs, snacks, and drinks prefer cash payments.
• Smaller Businesses: Family-owned businesses and independent shops often do not accept credit cards.

Tips for a Smoother Experience:

• Carry Both Cash and Card: To avoid any inconveniences, it is a good idea to carry both cash and a credit card.
• Confirm Acceptance: Before making a purchase, inquire with the merchant if they accept credit cards.
• ATM Availability: ATMs are widely available in Bali, so you can withdraw cash if necessary.
• Use Large Bills: Larger bills (e.g., 50,000 or 100,000 Indonesian Rupiah) are easier to exchange and generally more accepted.
• Be Prepared for Extra Charges: Some establishments may charge a small surcharge for credit card payments.

In summary, while credit cards are accepted in major establishments in Bali, it is still advisable to carry cash for smaller vendors and local markets. By being prepared with both payment options, you can navigate the diverse payment landscape of Bali effortlessly and enjoy your travel experience to the fullest.