Do I need to tell Discover I'm traveling?

Do I Need to Tell Discover I’m Traveling?

Avoiding unexpected account suspensions during international travel is crucial for maintaining access to your funds. While Discover doesn’t automatically flag all international transactions, unfamiliar locations can trigger reviews, potentially leading to temporary account restrictions. To prevent this, proactively notifying Discover of your travel plans is highly recommended.

This straightforward process ensures a smoother experience while abroad. You don’t need to alert them for every single transaction, just your intention to travel internationally. This simple step significantly reduces the risk of your account being placed under review, thus preventing any disruption to your financial access.

How to inform Discover of your travel plans:

The good news is that this notification is easily handled through your online Discover account. Look for a dedicated section in your online banking portal, often labelled something like “Travel Notification” or “International Transactions.” This feature will likely allow you to specify the dates and general location(s) of your trip.

By taking a few minutes to complete the online notification form, you can effectively communicate your travel plans to Discover. This proactive approach protects your account from potential issues and allows you to focus on enjoying your trip, knowing your funds are readily available.

Remember, while notification is a best practice, it doesn’t guarantee complete freedom from review. If you anticipate significant international activity or transactions that might appear unusual, it’s always best to inform Discover directly. They are usually responsive and helpful in guiding you.