Does travel insurance cover flight cancellation due to illness?

Does Travel Insurance Cover Flight Cancellation Due to Illness?

Unexpected illnesses can throw a wrench in our well-laid travel plans, leaving us stranded and financially burdened. Comprehensive travel insurance, however, can serve as a lifeline in such situations.

Trip Cancellation Coverage

Many travel insurance policies include trip cancellation coverage. This coverage provides reimbursement for non-refundable expenses, such as flights, accommodations, and tours, if you are unable to travel due to an unforeseen illness.

Eligibility

Trip cancellation coverage typically requires that your illness be confirmed by a doctor before your scheduled departure. The doctor must determine that you are medically unfit to travel.

Covered Expenses

Coverage usually extends to pre-paid, non-refundable expenses. This includes:

• Airfare
• Hotel accommodations
• Tour reservations
• Car rentals
• Activity fees

Limitations

It’s important to note that trip cancellation coverage may have certain limitations and exclusions. For example, some policies may not cover preexisting conditions or illnesses that are expected to occur.

Conclusion

If you are concerned about the financial implications of flight cancellation due to illness, comprehensive travel insurance with trip cancellation coverage can provide valuable protection. By ensuring that your pre-paid expenses are covered, you can enjoy peace of mind knowing that you are not alone in facing unforeseen circumstances. It is recommended to carefully review the policy details and understand the terms and conditions before purchasing travel insurance to ensure it meets your specific needs.