How does paying on a cruise work?

Understanding Payment Methods on a Cruise

When embarking on a cruise, it’s essential to understand the payment system used onboard. Unlike traditional vacations where cash or cards are used for transactions, cruises operate on a centralized payment system designed to streamline and simplify the experience.

The Sail & Sign Card: Your Onboard Currency

The Sail & Sign Card is the primary payment method on most cruise lines. It’s a versatile card linked to your passenger account and serves as a single gateway for all onboard expenses.

How it Works:

• Charge Accumulation: As you make purchases throughout the cruise, charges are automatically accrued to your Sail & Sign Card. This eliminates the need for cash or multiple cards, providing a convenient and hassle-free payment solution.
• Cashless Transactions: Simply present your Sail & Sign Card at any onboard venue, including restaurants, bars, gift shops, and entertainment areas. The charges will be automatically added to your account.
• Linking to Your Account: Your Sail & Sign Card is linked to your passenger account, which you establish before your cruise. This ensures that all purchases are accurately attributed to your account and eliminates the risk of incorrect charges.
• Real-Time Tracking: Most cruise lines offer online portals or mobile apps that allow you to track your onboard expenses in real-time. This transparency helps you stay aware of your spending and avoid any surprises at the end of your cruise.

Benefits of Using the Sail & Sign Card:

• Convenience: No need for cash or multiple cards, simplifying your onboard transactions.
• Security: Your Sail & Sign Card is linked to your account, ensuring secure and accurate charges.
• Expense Tracking: Real-time expense tracking gives you control over your spending and avoids overcharges.
• One-Stop Solution: The Sail & Sign Card handles all onboard expenses, eliminating the need for separate payments for different services.

Additional Considerations:

• Initial Charge: When you receive your Sail & Sign Card, a small initial charge may be added to your account to cover potential incidentals. This charge will be credited back to your account at the end of the cruise if not utilized.
• Auto-Gratuity: On some cruise lines, a daily automatic gratuity is applied to your Sail & Sign Card. This amount is distributed among the service staff and can be adjusted if desired.
• Final Settlement: At the conclusion of your cruise, you will receive a final statement detailing all your onboard expenses. You can settle the balance using a variety of payment methods, including cash, credit card, or pre-authorized bank account withdrawal.