How much does it cost to withdraw cash in Vietnam?

Is there a fee to withdraw cash?

Dude, cash withdrawals? It’s 2024, not the dark ages! Schwab’s your best bet, especially if you’re one of those American tourists. Free ATM withdrawals worldwide! Think of all the margaritas you can buy.

Key things to know:

• Schwab’s a lifesaver. Seriously. Like finding a twenty in your old jeans.
• No fees? Yep. Unless you’re trying to pull out enough cash to buy a small island. Then, maybe.
• Worldwide ATM access? You betcha. Even in those weird places with ATMs that look like they’re powered by hamsters.

But wait, there’s more! (Like that infomercial guy, but way cooler).

• Other banks? They’ll bleed you dry. Like a vampire at a blood bank convention.
• Fees suck. They’re the worst. Worse than that time I accidentally wore mismatched socks to a job interview.
• Schwab’s my jam. No joke. My Uncle Jerry uses it too, and he’s a grumpy old coot who knows a good deal when he sees one.

So yeah. Schwab. Get it. Unless you like paying extra. Then, knock yourself out.

Can I withdraw cash in Vietnam?

Yeah, Vietnam… ATMs everywhere. I remember that.

Cash is king there, still is.

• Every city has ATMs, easy to find.

• Withdrawal limits are real, foreign cards. 2 to 10 million VND max usually.

• Those fees… Vietnamese banks always charge a fee. Like, 25.000-50.000 VND each time? Annoying.

  It’s cheap, but adds up.

• My bank, Ugh, another set of fees. Call them, check your bank before. Please.

  Don’t wanna get surprised.

I think… I overspent on iced coffee. A lot of iced coffee. So many dong lost to ca phe sua da. It was worth it though, oh man, SO worth it.

Does it cost money to withdraw cash?

Ugh, withdrawing cash can be a minefield.

Seriously, last summer, July 2024, I was in Rome, right? Near the Colosseum. Needed Euros, duh.

Found an ATM, shoved my card in, and BAM! Withdrawal successful, or so I thought.

A few days later, checking my account – WHAMMY, a crazy “foreign transaction fee” appeared.

I was livid.

It felt like I’d been pickpocketed by my own bank.

The fee was about $7.00 for a relatively small withdrawal.

It was annoying and frankly, the bank terms are usually hard to find and read.

From that moment I always check before I go on travel!

What a ripoff!

Here’s what I do now to avoid those dumb fees:

• Research ATMs: Some banks have partnerships internationally.
• Use credit cards for purchases (when possible): Rewards, baby!
• Inform your bank you’re traveling: Avoid flagged transactions.
• Consider a travel card: Many have no foreign transaction fees.
• Withdraw larger amounts less frequently: Minimizes transaction fees.
• Check fees: Call your bank if needed, or read fine print.

Can you withdraw cash without a fee?

Cash withdrawals sans fees, eh? Like finding a unicorn riding a bicycle!

Seriously though, free withdrawals in Vietnam depend. Check if your UK bank moonlights with any Vietnamese banks. Banks are like secret societies; partnerships exist.

Worth a cheeky ask, always. Costs nothing to dream of fee-less riches, right?

• Partnerships are Key: It’s the bank version of Romeo & Juliet, without the tragic end (hopefully).
• Always Inquire: Be the squeaky wheel!
• Fee Transparency is Your Friend: Banks love hiding fees like Easter eggs, but knowledge is power.

Thinking about it, banks charging fees? Outrageous! It’s like charging me extra for air when I visit London. I mean, I know it’s London, but STILL!

Which ATM in Vietnam does not charge?

Finding fee-free ATMs in Vietnam is totally doable. It’s a matter of knowing where to look. Some banks, notably those with extensive networks, often waive fees for their own cardholders. This isn’t foolproof, though. Bank policies change. Always check.

Eximbank, Vietcombank, BIDV, Agribank, and Sacombank are frequently cited as having fee-free options, but your mileage may vary based on your card and the specific ATM location. Even within a single bank, some ATMs might be independently operated and charge fees.

It’s a bit like a treasure hunt, really. My own experience in Ho Chi Minh City last year involved a lot of trial and error. Sometimes success, sometimes… not so much.

Here’s the thing: fees depend on several variables:

• Your bank: Your home bank might charge international ATM fees, regardless of the Vietnamese ATM’s policy.
• Your card type: Debit cards versus credit cards have different structures. Premium cards, like mine (a Citibank Prestige card), often offer better protection and fee waivers.
• ATM location: Rural ATMs are more likely to have obscure charges than those in major city centers.

Ultimately, the best way to guarantee a fee-free withdrawal is to contact your bank before you leave, and determine if they have any partnerships or arrangements in Vietnam to avoid fees, possibly with one of those banks listed above. I wish I’d known that before my trip. Live and learn, right? It’s a frustrating aspect of international travel – the hidden fees.

Which bank does not charge international ATM?

Ah, the age-old quest for ATM fee-free foreign adventures! Let’s dissect this, shall we? Finding a bank that doesn’t treat your international withdrawals like a Vegas heist is harder than finding a decent coffee in my neighborhood.

Discover, Charles Schwab, and Capital One frequently get raves. Think of them as the Robin Hoods of banking – robbing the banks (of fees), not you. But, always check their fine print. They are banks, after all, not charities. They’re not always fee-free, even with their fancy cards.

Betterment and Fidelity, while solid choices for investments, aren’t exactly known for their global ATM embrace. They’re more about growing your money, not spending it frivolously abroad. Think of them as the sensible, budget-conscious aunts of the banking world.

USAA? Excellent for military families, but their international ATM policies…well, let’s just say they’re not my cup of tea.

• Pro-Tip 1: Before heading out, contact your bank directly. Bank policies shift faster than my mood on Monday mornings. It’s the only reliable way to confirm 2024 fees.
• Pro-Tip 2: Consider a credit union. Some offer surprisingly good international coverage; my local one, for example, recently slashed its fees by 50%.
• Pro-Tip 3: Don’t forget about travel-specific cards. Many cards boast zero foreign transaction fees. These can be better choices than battling the banks themselves.

Remember, fee-free isn’t always truly fee-free. Hidden charges love to lurk in the details. So be vigilant. Be wise. And most importantly, be prepared to deal with the bank’s customer service. Good luck!

Is it easy to get cash out in Vietnam?

Accessing cash in Vietnam presents few obstacles in urban settings. ATMs, like digital pagodas, are ubiquitous.

Withdrawal limits for foreign cards typically range from 2 to 10 million VND. That’s manageable, right?

Expect fees from Vietnamese banks, typically 25.000-50.000 VND – a minor tax on convenience. The price of paradise?

Don’t forget to check your bank’s international transaction fees for PIN payments. A double whammy is rarely enjoyable.

Consider these:

• ATM availability: plentiful in cities, less so in rural areas.
• Fee structures: vary wildly, so compare before committing.
• Card compatibility: Visa and Mastercard are generally accepted.
• Safety: Be aware of your surroundings, especially at night. This I learned the hard way near my parents apartment in Hanoi.

It’s all part of the adventure, isn’t it? Life’s too short for boring finances.