How to scan and pay in IRCTC?

Ditch the OTP: Booking IRCTC Tickets with Bharat QR for Faster Payments

Tired of fumbling for OTPs and dealing with payment gateway lag when booking your IRCTC tickets? There’s a quicker, more streamlined method that’s often overlooked: paying with Bharat QR. This simple trick allows you to scan and pay directly from your UPI app, drastically reducing the booking time and minimizing the chances of missing out on that coveted seat.

Here’s how to leverage the power of Bharat QR for lightning-fast IRCTC ticket payments:

1. Seat Selection and the Payment Gateway:

As always, begin by searching for your desired train, date, and class. Once you’ve selected your seats and entered passenger details, proceed to the payment section of the IRCTC website. This is where the magic begins.

2. Choose Bharat QR:

Within the payment gateway options, look for “Bharat QR.” It might be listed alongside other options like debit cards, credit cards, and net banking. Select this option.

3. The All-Important QR Code:

Upon selecting Bharat QR, a QR code will appear on your screen. This isn’t just any QR code; it contains all the necessary payment information for your transaction.

4. Scan with Your UPI App:

Open your preferred UPI app (like Google Pay, PhonePe, Paytm, or any other app that supports UPI payments). Within the app, locate the QR code scanner function. This is usually indicated by a QR code icon.

5. Scan and Authorize:

Point your phone’s camera at the QR code displayed on your IRCTC booking screen. Your UPI app will automatically detect the payment details (the amount and the beneficiary, which should be IRCTC). Review the details carefully.

6. Secure Authorization:

Authorize the transaction using your UPI PIN. This confirms your identity and approves the payment to IRCTC.

7. Booking Confirmation:

Once your UPI transaction is confirmed, the IRCTC website will automatically refresh and display your confirmed ticket booking details. You’ll receive a confirmation message and a link to download your e-ticket.

Why Use Bharat QR?

• Speed: It’s faster than entering card details or waiting for OTPs.
• Convenience: You’re already using your UPI app for everyday transactions.
• Security: UPI transactions are generally considered secure.
• Reduced Booking Time: Minimizes the chances of your desired seats getting booked by someone else while you are processing the payment.

Things to Keep in Mind:

• Ensure your UPI app is properly configured and linked to your bank account.
• Always double-check the payment amount and beneficiary (IRCTC) before authorizing the transaction.
• Make sure you have a stable internet connection during the scanning and payment process.
• If the payment fails, don’t immediately retry. Check your bank account and IRCTC account for payment confirmation before attempting again.

By using the Bharat QR option, you can streamline your IRCTC ticket booking experience, making it faster, easier, and more convenient. So, next time you’re planning a train journey, skip the OTPs and scan your way to a confirmed booking!

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