Is it best to have cash or card on a cruise?

Cash vs. Card on a Cruise: Navigating a Cashless Environment

When embarking on a cruise adventure, the question of whether to bring cash or use a card arises. While cruises aim to provide a convenient and mostly cashless experience, understanding the specific payment policies can help travelers plan accordingly.

Embracing the Cashless Convenience

Modern cruises have transitioned to a largely cashless environment, making it easy for passengers to enjoy their experiences without carrying large sums of money. Most onboard purchases, including dining, entertainment, and shopping, are charged directly to your account. This eliminates the need to fumble with cash or worry about carrying a substantial wallet.

Tracking Expenses with Ease

The convenience of cashless cruising extends to the ease of expense tracking. At the end of your trip, you will receive a final bill that itemizes every transaction made during your stay. This comprehensive record simplifies budgeting and provides clarity on your spending.

Limitations and Exceptions

While cruises strive to be cashless, there may be certain instances where cash might be necessary. Some shore excursions, local markets, or tips for crew members may require payment in cash. Additionally, some ships may offer select services or amenities that accept only cash.

Planning for Cash Needs

To avoid any potential inconveniences, it is advisable to bring a small amount of cash as a backup. This can be used for essential purchases like souvenirs, gratuities, or taxis on shore excursions. Consider exchanging currency before your trip to ensure you have the correct amount of local cash.

Card Considerations

If you plan to primarily use a card, ensure you have a credit or debit card that is accepted on the cruise line. Check with your bank or card issuer to determine any potential fees associated with international transactions. Additionally, notify your bank about your travel plans to avoid any issues with card usage.

Conclusion

Cruises provide a convenient and cashless environment for travelers. While it is recommended to bring a small amount of cash as a backup, the majority of your onboard expenses will be charged to your account. By embracing the cashless convenience and tracking expenses through the provided bill, you can enjoy a carefree and stress-free cruise experience.