Is it better to bring cash on a cruise?

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Cruise ship purchases are often charged to your onboard account, eliminating the need for significant cash. Cashless systems extend even to onboard casinos. A detailed bill, itemizing all expenses, is issued at the end of your trip.
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Cruise Cash: The Ultimate Guide to Onboard Spending

Embarking on a cruise vacation offers a world of relaxation, adventure, and indulgence. While the all-inclusive nature of many cruises may tempt you to leave your cash at home, there are certain situations where having physical currency onboard can be beneficial.

The Cashless Convenience

Cruise ships have wholeheartedly embraced cashless payment systems. Purchases made onboard, from cocktails at the bar to souvenirs from duty-free shops, are typically charged to your stateroom account using your cruise card. This eliminates the need for you to carry large sums of cash and simplifies your checkout process.

Embracing the Casino

For those seeking a bit of casino action, the good news is that onboard casinos also operate on a cashless system. You can convert your cash into chips at the casino cage and use those chips to play. Keep in mind that different casinos may have their own withdrawal limits, so check with the casino staff before cashing out.

When Cash is King

Despite the prevalence of cashless systems, there are a few scenarios where having some cash on hand can be useful:

  • Tipping: While tipping is not mandatory, it is customary to show your appreciation for exceptional service. Some crew members, such as room stewards and waiters, may prefer to receive cash tips as they are not always included in the cruise fare.
  • Local Excursions: If you plan on disembarking for shore excursions, having local currency can be convenient for making purchases outside the cruise terminals.
  • Unexpected Emergencies: While unlikely, emergencies can occur during your cruise. Having a small amount of cash on hand can provide peace of mind in case of unexpected expenses.

Detailed Billing

At the end of your cruise, you will receive a detailed bill that itemizes all your onboard expenses. This will help you keep track of your spending and ensure accuracy. If you have any questions or concerns about your bill, you can always contact the guest services desk.

Conclusion

Whether or not to bring cash on a cruise ultimately depends on your individual preferences and spending habits. The cashless systems on most cruise ships offer convenience and peace of mind. However, having some cash on hand can provide added flexibility in certain situations. By considering the factors discussed in this article, you can make an informed decision that will enhance your overall cruise experience.