Is it hard to get a credit card in Thailand?

1 views

Getting a credit card in Thailand as a foreigner isnt overly difficult. Most banks offer cards, but requirements vary. Expect a minimum salary and work permit (WP) duration; some banks require a WP for at least a year, others two. Meeting these criteria generally ensures approval.

Comments 0 like

Okay, let’s give this a shot! Here’s my take on making that text sound a bit more, well, me:

“So, is it tough to snag a credit card here in Thailand? I get asked that a LOT! The good news is, it’s definitely not impossible for us foreigners. Most of the big banks have credit card options, which is a relief, right?

But… there’s always a ‘but,’ isn’t there? The requirements can be a bit of a moving target, depending on the bank. Usually, you’re gonna need to show them you’re earning a decent minimum salary. Makes sense, I guess! And, of course, you’ll definitely need a work permit (WP).

Now, here’s where it gets a little tricky, because each bank is different! I remember when I was applying, one bank wanted me to have had my WP for at least a year. Another one insisted on two years! Two years! Seriously?! It felt like forever at the time. Ugh!

But generally, if you can tick those boxes – the salary and the WP that’s been valid for a reasonable amount of time – you’ve got a pretty good shot at getting approved. Fingers crossed for ya!”