Is receiving SMS free internationally?

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International SMS reception is free while roaming. Your home carrier wont charge for incoming messages, including security codes from financial institutions, when your home SIM is active alongside any local plans.
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International SMS Reception: A Free Benefit While Roaming

Receiving SMS messages internationally while roaming is often a concern for travelers. The good news is that, in many cases, receiving international text messages is entirely free when you’re using your home SIM while roaming.

This benefit extends to vital communications like security codes from financial institutions. Your home carrier will not charge you for incoming messages, regardless of your local SIM plan, as long as your home SIM remains active.

This means you can maintain seamless communication, even when abroad, without incurring unexpected roaming charges for essential messages. This straightforward policy offers significant peace of mind, especially for international travelers relying on SMS for critical confirmations and notifications.