Should I notify the bank of international travel?

Notify Your Bank Before International Travel to Prevent Card Blockages

Planning an exciting international trip? Don’t forget to take a crucial step before you embark: notify your bank.

When you use your debit or credit card abroad, foreign transactions may raise red flags for your bank’s fraud prevention system. This can result in your card being blocked, leaving you stranded in an unfamiliar place.

To avoid this inconvenience, it’s essential to give your bank a heads-up before you travel. By informing them of your departure and destination, you can minimize the risk of your card being flagged as suspicious and blocked.

How to Notify Your Bank

Notifying your bank of your international travel is a simple process. You can do it through:

• Online banking: Log into your account and update your travel information in the appropriate section.
• Phone call: Contact your bank’s customer service number and speak to a representative.
• Branch visit: Visit your local bank branch and provide them with your travel details.

What Information to Provide

When notifying your bank, be sure to include the following information:

• Your travel dates
• Destination countries
• Any significant purchases you plan to make
• If possible, provide a range of expected transaction amounts

Benefits of Notifying Your Bank

• Peace of mind: Knowing that your card is less likely to be blocked can provide peace of mind during your trip.
• Smooth travel spending: You can avoid the hassle of having to contact your bank or locate an ATM in case your card is blocked.
• Protection from fraud: Your bank will be more vigilant in monitoring your account for suspicious activity, reducing the risk of fraud.

Remember: Even if you have notified your bank, it’s still a good idea to be cautious when using your card abroad. Always keep it secure, and avoid using it on unsecured public Wi-Fi networks.