Should you bring USD on cruise for ports or use card?

Navigating Currency Options for Cruise Port Excursions

When embarking on a cruise, planning your financial arrangements is crucial for a seamless experience. One key consideration is whether to bring U.S. Dollars (USD) for port excursions or rely on credit or debit cards.

US Dollars for Currency Exchange

For port excursions, US dollars are widely accepted for currency exchange at local businesses and vendors. This eliminates the need for additional currency conversions and potential transaction fees. Carrying cash allows for convenient and flexible purchasing of souvenirs, meals, and other expenses.

American Express Travelers Cheques

American Express Travelers Cheques in USD provide an alternative to cash. They are widely accepted as a secure form of payment and can be purchased at banks or currency exchange offices before your trip. If lost or stolen, the cheques can be replaced with minimal hassle.

Limited Euro Availability

Depending on your cruise itinerary, you may encounter European ports where euros are the preferred currency. However, it’s important to note that euros are limited in availability onboard cruise ships. It’s advisable to exchange currency before reaching European destinations or plan to use credit or debit cards for purchases.

Credit and Debit Card Convenience

Credit and debit cards offer convenience and security for port excursions. They eliminate the need to carry large amounts of cash and allow for easy tracking of expenses. However, it’s recommended to check with your issuing bank about any potential foreign transaction fees or surcharges.

Choosing the Best Option

The choice between USD cash, travelers cheques, or cards depends on your individual preferences and travel destination. If you prefer flexibility and ease of exchange, cash in USD is a reliable choice. If you value security and convenience, American Express Travelers Cheques or credit/debit cards are suitable options.

Planning Ahead

Regardless of your preferred payment method, it’s essential to plan ahead and exchange currency or arrange for card usage before the day of your excursion. This will allow for a stress-free and enjoyable experience during your port adventures.