What bank card can I use abroad without charges?

Which debit card does not charge abroad?

Ugh, debit cards abroad. So annoying. Starling, right? That’s the one. No fees outside Europe. Sweet.

But wait, local currency conversion. Mastercard’s rate. Is that good? I hope so. Probably should check that. My last trip to Japan, the exchange rates were brutal.

Remember that time I used my old bank’s card in Thailand? Massive fees. Total rip-off. Never again.

Anyway, Starling’s worldwide. Except Europe. Makes sense I guess. Europe’s like, practically home.

Need to remember this for my upcoming trip to Argentina. Definitely need to compare exchange rates though. Don’t wanna get screwed.

Starling Bank Debit Card: No foreign transaction fees outside Europe. Uses Mastercard’s exchange rate. That’s a big plus.

• Pro: No extra charges outside Europe.
• Con: Mastercard’s exchange rate. Check it beforehand.
• Note: Local currency payments are preferred. Avoid additional charges from other systems.

Seriously considering another card though, just for comparison. Maybe Revolut? Hmm… that’s another thing to look into. This is too much planning. Gotta get a coffee.

Which cards do not charge foreign transaction fees?

Ugh, Cancun, 2023. Sunburnt. Should’ve used more sunscreen. Used my Capital One Quicksilver. No foreign transaction fees. Saved me a bunch. Definitely recommend it. Also used my Discover it Miles card for the plane tickets. Racked up the miles. Dinner at Lorenzillo’s, pricey! But worth it.

• Capital One Quicksilver: No annual fee, cashback. Perfect for everyday spending, even abroad.
• Discover it Miles: Travel rewards. Good for flights, hotels.
• My Chase Sapphire Preferred? Left it at home. Annual fee. Didn’t want to pay it just for this trip.

Remember that Chase Sapphire Reserve? Used to have it. Too many fees. Switched. Quicksilver is my go-to now. So convenient. Oh, almost forgot! Used Apple Pay a bunch of times. Worked great. Even at that little market. Bought a sombrero. Tacky, I know.

• Apple Pay: Secure, easy to use, widely accepted, even internationally. Especially with Capital One and Discover.

Ugh, typing on this phone. So small. Anyway, highly recommend ditching cards with foreign transaction fees. Rip-off. Choose wisely, people.

Which bank doesnt charge international ATM fees?

Ugh, ATM fees. Remember that trip to Rome in 2023? My Chase card? Killed me. Thirty bucks, each time!

Charles Schwab, that’s the one. My sister swears by them. No foreign transaction fees. She uses their debit card all the time. Everywhere. Seriously, everywhere.

But, hey, even with Schwab, the ATM itself might still charge you. That’s happened. I learned that the hard way. It’s a sneaky extra fee. Always check the screen before you hit “confirm,” you know?

So, it’s not a perfect solution. Still, Schwab is way better than Chase was. My Chase card is dust now.

Key takeaway: Schwab’s pretty good for avoiding the bank fees, but those ATM operators are a pain.

• Banks that often waive fees: Charles Schwab, some credit unions.
• Important Note: ATM operators frequently add their own fees.
• My experience: Chase cost me a fortune in Rome. Schwab is my new go-to.

What is the best debit card to use for international travel?

Lost in the drift of airports. Currency exchange, a ghost of the past. Revolut, a whisper on the wind. Thirty currencies humming in my pocket, a symphony of exchange rates. No fees, just the clean slide of the card. Madrid, Tokyo, Reykjavik. The card remembers, not me. A blur of train stations, cafes. The taste of foreign coffee bitter and sweet. Revolut, my silent companion. Lost in the constellation of travel. Ghost of anxieties, worries of finance. Gone now. Currency, a song in the digital wind. Revolut, the hum of the future. The metallic clink of old coins. A memory. Forgotten.

• Revolut: Zero foreign transaction fees.
• Multi-currency: Holds over 30 currencies.
• My Experience: Used in Iceland, summer of ’23. Seabirds cried overhead. Glaciers groaned. Revolut hummed silently, efficiently.