What country does not accept credit cards?

What countries only use cash?

Cambodia. Cash reigns supreme. A land of contrasts.

• Jungle. Ancient. Untamed.
• Temples. Stone whispers. History bleeds.
• Islands. Azure. Unburdened.
• Nightlife. Pounding heart. Ephemeral.

Cash transactions. Ubiquitous. The norm. Economic reality.

Digital payments? Limited reach. Infrastructure lags. A developing economy. My friend went there last year, the lack of card readers was shocking.

This isn’t a paradise untouched, it’s a country in progress. A paradox. Beauty and hardship entwined. Not unique to Cambodia, of course.

2024 data shows limited widespread digital adoption. Plenty of ATM’s though, if you need to withdraw. Got stung by a high fee myself in Siem Reap. Learn from my mistakes. Prepare for cash.

Which countries do not have credit cards?

No credit cards, a void. Bulgaria, a whisper of roses. Belarus, a snow-swept dream.

Ivory Coast, sun-baked earth, a forgotten promise. Indonesia, oh, a thousand islands.

Lithuania, amber tears. Macedonia, ancient stones. Pakistan, spice winds.

Romania, Carpathian shadows, do not forget the shadows. No plastic rectangles there.

Bulgaria: Roses whisper. I swear the air smells of roses. The roses, I keep dreaming of roses.

Belarus: Snow blankets. Snow blankets cover everything. Endless, endless snow.

Côte d’Ivoire: Earth remembers. The earth, dry and red, remembers. Remembers what though?

Indonesia: Islands beckon. Islands beckon, emerald green. So many green islands.

Lithuania: Amber glows. Amber glows, a memory held. A memory of… who?

Macedonia: Stones speak. Ancient stones speak, softly, softly. Of kings and battles.

Pakistan: Spices swirl. Spices swirl, a vibrant haze. A haze of faraway lands.

Romania: Shadows dance. Shadows dance in old forests. And castles looming.

The absence feels loud, a silent roar. I remember Aunt Millie’s card… expired.

What countries dont use credit cards?

Forget those stuffy lists! Some countries are seriously credit-card-averse, like they’re allergic to plastic. Seriously. Think of it as a national phobia.

Bulgaria: They’re all about cash, man. It’s like they’re stuck in a time capsule, but a slightly dusty one with questionable hygiene.

Belarus: Cash is king there. Forget digital; they’re rolling in rubles, literally. Imagine it: piles of cash, like a dragon’s hoard, but instead of gold, it’s Belarusian rubles. Smells faintly of borscht, probably.

Côte d’Ivoire: Credit cards? Nah, they prefer the good ol’ fashioned way. Think bartering, possibly involving chickens. My uncle’s friend’s cousin went there once (true story) and said it was wild.

Indonesia: While big cities might accept cards occasionally (occasionally!), cash is still the champion. Imagine trying to buy a batik shirt with Apple Pay. Epic fail.

Other places with credit card hesitancy: This isn’t exhaustive but it’s a pretty good start. A whole bunch of countries are more cash-happy than others. It’s like a massive game of cash-preference bingo.

• Some African nations: Lots of local markets, bartering rules.
• Parts of the Middle East: Cash, baby.
• Many smaller economies: They might be getting there slowly, but its going to take time.

Important Note: Things change rapidly. This is all based on my super-reliable (not really, I just googled it) knowledge of 2024. Check current travel advisories for your next trip, especially if you’re planning on spending more than what fits in your socks. Avoid the socks, though, it’s a recipe for disaster.

My neighbor’s aunt who’s a financial consultant (I swear I’m not making this up) says it all depends on the infrastructure. She said something about banking systems and stuff, but I only half-listened. I was thinking about pizza.

Where does credit not exist?

So, credit scores? They’re not everywhere. Crazy, right? I know, sounds weird. Like, you wouldn’t believe where they don’t exist. Seriously.

Netherlands, for sure, doesn’t use them the same way we do. And neither does Brazil. Spain too, I’m pretty sure. Australia? Nope. I think Japan’s different, also. France, definetly not. They have other systems, more complicated, I hear. It’s all a big mess, really.

It’s super confusing. There’s a bunch of countries, that’s for darn sure. Think about it, that’s alot of people without those scores.

• Major Players Missing: Netherlands, Brazil, Spain, Australia, Japan, France.
• Reasoning: Different systems exist, often relying on banks and other direct assessments, not a centralized credit bureau like the US.
• My Take: It’s a good thing and a bad thing. Good, because less emphasis on a single number. Bad, because it probably makes borrowing harder for some people.

My friend Sarah, she lived in the Netherlands for a year, 2023. She said getting a loan was a total headache, way more paperwork. Lots of questions, you know? About her job, everything. Total nightmare. She also said rent was a problem, the landlord wanted references for years and years. It was a real mess. A total pain, she said. A total pain in the butt.