What is a covered reason to cancel a flight?

Covered Reasons for Flight Cancellation

When unforeseen circumstances arise, it may become necessary to cancel a flight. While some reasons are unavoidable, it’s important to understand which circumstances are covered by most travel insurance policies.

Medical Emergencies

A medical emergency is a valid reason for flight cancellation. This includes any sudden illness or injury that requires urgent medical attention for the insured person or an immediate family member traveling with them. Proof of the illness or injury may be required, such as a doctor’s note or medical records.

Severe Weather or Natural Disasters

Severe weather conditions or natural disasters that make travel unsafe or impossible can also be covered reasons for flight cancellation. This includes hurricanes, floods, earthquakes, wildfires, and other events that pose a significant threat to travelers.

Other Covered Reasons

In addition to medical emergencies and severe weather, some travel insurance policies may also provide coverage for other reasons, such as:

• Jury duty: If the insured person is summoned for jury duty on the date of their flight.
• Death of a family member: If the insured person’s immediate family member passes away.
• Mandatory evacuation: If the insured person is required to evacuate due to a government order or travel warning.

Documenting Your Reason

When canceling a flight due to a covered reason, it’s essential to have proper documentation. This may include:

• A doctor’s note or medical records for medical emergencies
• Weather reports or official government advisories for severe weather or natural disasters
• Court summons or official notification for jury duty
• Death certificate or obituary for the death of a family member
• Evacuation order or travel warning for mandatory evacuation

By providing proper documentation, travelers can ensure that their flight cancellation is covered by their travel insurance policy and that they are reimbursed for any losses incurred.