What is classed as long distance driving?
What qualifies as long distance driving for insurance and rules?
Ugh, figuring out what insurance considers "long distance" is a total brain twister. My aunt, bless her heart, got nailed on her claim after a 4-hour drive to visit us in Halifax last July; apparently, that was "long distance" for her policy.
Three hundred kilometers? Two to three hours? Sounds about right, but the specifics are a total mess. It depends entirely on your insurance company, their fine print, and possibly even the mood of the agent. Seriously.
I once drove 800km to Montreal in a day for a music festival (September 2021, cost me around $80 in gas alone!), and that was no problem. It was my own car and I was driving my own style, no issues!
Bottom line: check your policy. Don't assume anything. There's no magic number. Every insurance company is different.
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