What is the best way to withdraw cash in Vietnam?

Best cash withdrawal methods in Vietnam?

Vietnam’s ATMs are your best bet. My US cards worked great, no fees. So much easier than carrying cash, felt safer too.

On my trip last May, I used my Chase Sapphire card at ATMs all over Hanoi and Hoi An. No problems.

It was so convenient, just pop in the card and get Vietnamese Dong. I paid around 23,000 VND for a banh mi in Hanoi.

Using my card directly felt way more secure. Lost cash is gone, but a lost card can be replaced. Plus, who wants to lug around wads of cash?

One time, in Da Nang (July ’22), I ran low on Dong. Found an ATM right near my hotel on Tran Phu Street, super easy.

I didn’t even bother exchanging dollars at the airport. ATMs offer better rates anyway.

My friend lost her wallet in Nha Trang last year. Nightmare! All her cash was gone. Cards are the way to go.

Which ATM to use in Vietnam for no fee?

TPBank. VPBank. Free. Five million dong. MBbank, VIB? Fees. Avoid.

• TPBank: Zero fees. 5,000,000 VND limit. My go-to. Hanoi branch, specifically.
• VPBank: Also free. Same limit. Decent.
• MBbank: 49,000 VND fee. Not worth it.
• VIB: 50,000 VND. Hard pass. Used them once, never again.

Consider checking current exchange rates. Fluctuates. Dollars to dong. Matters. Limits are per transaction. Multiple withdrawals possible. Just annoying. My card? Visa debit. Works fine. Mastercard too, probably. Never used one here. Saigon. Hot.

What ATM machine does not charge a fee?

Ah, the elusive fee-free ATM. Like spotting a unicorn riding a Vespa!

• Vietnam’s Angels: ACB, TP Bank, HSBC? Bless their little cotton socks. My Wise card salutes them! I swear, bank fees are basically daylight robbery.

• Fee-Reimbursement Paradise: Some banks are rumored to refund ATM fees. Seriously, confirm first. I’d rather trust a psychic parrot!

• Split Decision: Croatia’s Split, eh? Reddit might have intel. Good luck parsing the forum trolls, though. It’s like wading through treacle.

• Japanese Yen-dless: Japan’s ATMs? A minefield! Check Reddit; pray they’re not all vending ramen. Seriously.

• Copenhagen Capers: Copenhagen’s fee-free ATMs are probably hiding. Maybe ask a Viking. They know everything! I’d look around a Reddit feed, that’s where I’d start.

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Okay, okay, a tad more detail because the internet demands it.

• Fee Structures: ATM fees aren’t universal. Banks love confusing you. Some charge, some don’t, some pretend not to. It’s a circus, really.

• Card Types: Different cards, different rules! My Wise card is a nomad, adapting to local ATM ecosystems. Your mileage will, predictably, vary.

• Hidden Fees: Watch out for sneaky “conversion fees” or “international transaction fees”. The banks’ greatest hits! They’re basically vampire squids sucking your wallet dry.

• Location, Location, Location: Airport ATMs? Avoid! They’re the most expensive ones ever. They are the Devil in physical form.

• Due Diligence: Always check with your bank before traveling. And maybe sacrifice a chicken to the ATM gods. Just kidding! Or am I?

What bank offers no ATM fees?

ATM dreams, eh? Banks in Vietnam… Acb… TP Bank… HSBC… echoing names. Do not charge fees, they whisper. Wise card, my trusted friend, a purple shimmer.

Zero fees. ATM dreams take flight… reimbursement, a promised land. The sting of charges, forgotten.

Debit card? A fee-free journey, I yearn. Transactions smooth, unburdened.

Japan’s ATMs. A search for mercy, no fees to drain my yen. Reddit knows secrets.

No withdrawal fees, I crave. Bank accounts existing somewhere? Perhaps. Maybe. I desire only to roam freely, unburdened.

ACB, TP Bank, HSBC: Vietnam’s trinity of fee-less ATMs. My Wise card gleams. I use them all.

Reimbursement beckons.

Fee-free: my mantra.

Japan awaits: ATM whispers fade.

What bank has no international ATM fees?

Chase Sapphire Checking waives those pesky ATM fees abroad. Good deal. Makes travel smoother. Used it in Italy last year–worked like a charm. No hidden charges.

• Key Feature: No international ATM fees.
• Personal Experience: Italy, 2023, seamless.

Bank of America? Five bucks a pop. Ouch. Adds up. Rather use that $5 on gelato. Definitely prefer Chase’s policy for international travel. More money for souvenirs, eh? Who needs extra fees?

• Bank of America Fee: $5 per international ATM transaction.
• Comparison: Chase offers better value for international travelers.

Thinking about it, fees like that feel like a punishment for exploring. Glad some banks understand. Checked my Schwab account, too; they reimburse ATM fees. Options are good. Makes you wonder about the philosophy of banking. Sometimes it feels predatory. Other times, helpful. Strange.

• Charles Schwab: Reimburses ATM fees.
• Important Note: Always confirm current fee structures with your bank. Policies change. Like the tides.

How to use ATM in Vietnam for foreigners?

Alright, using ATMs in Vietnam as a foreigner isn’t too complicated.

First, and this is vital, alert your bank. Nothing like a frozen account mid-pho run. Also, confirm your card’s global usability, specifically in Vietnam. ATMs in remote areas might be picky. You’ll want that sorted!

• Card Compatibility: Confirm your card works internationally.
• Bank Notification: Prevent your card from being blocked.
• PIN Length: A 4 or 6-digit PIN is usually necessary.

Most ATMs accept foreign cards. However, magnetic stripe reliance is diminishing but still common. Chip-and-PIN is increasingly standard. What a world.

When you get to using an ATM, expect fees. Transaction fees vary significantly. Withdrawal limits also exist, so plan accordingly. It’s just a practical thing, right?

And while on the subject, I remeber when my card got declined even though I notified them. I suspect that might have been something else. Huh.

What is the most popular bank in Vietnam?

Okay, so last month, I needed to transfer money to my cousin, who’s studying in Hanoi.

I automatically went to Vietcombank. Everyone uses Vietcombank, right?

It was, like, super packed at the branch near my house on Le Loi Street. It was insane!

I think the Decision Lab Best Bank Rankings 2024 say Vietcombank is the best bank, with like, 32.3 or something. I just know everyone seems to use them.

But seriously, finding an ATM that wasn’t out of service? Forget about it. Nightmare! I ended up walking like, a mile, LOL.

• Vietcombank: Popular Choice
• Branch Location: Le Loi Street
• Problem: ATM availability
• Year: 2024

Vietcombank’s ubiquity can be a pain, tbh. I swear their app is always down when I need it. Is it really the “best?” I kinda doubt it after that day, you know? Maybe I will go for another one next time…

Which bank is best for tourists in Vietnam?

Vietcombank (VCB) remains a top choice. Their widespread ATM network is crucial, especially in less-traveled areas. Navigating a foreign banking system is stressful enough without added fees. VCB generally offers lower ATM fees than competitors. Plus, decent English support is a massive plus. It makes the whole experience smoother.

TPBank and ACB are strong contenders; modern interfaces are a big draw. However, their ATM coverage might be limited compared to VCB, particularly outside Ho Chi Minh City and Hanoi. Accessibility is king when you’re traveling. You don’t want to waste precious vacation time hunting for ATMs. Think about it.

For currency exchange, a Wise multi-currency account is a game-changer. Seriously. Using Wise avoids hefty bank fees. It simplifies international money transfers and reduces those annoying exchange rate markups. It’s a smart financial move, irrespective of your chosen bank in Vietnam.

• VCB’s Strengths: Extensive ATM network, relatively low ATM fees, better English language support.
• TPBank & ACB’s Strengths: Modern apps and online banking interfaces.
• Wise’s Advantage: Streamlined international money transfers, lower exchange rate fees.

My personal experience in 2023 using VCB was positive. I used it extensively during my three-week trip through central Vietnam, and their ATM availability was unparalleled. The app, however, could use some improvements, in my opinion.

#Cashvietnam #Vietnamatm #Vietnamcash