Why did Royal Caribbean charge me?

Understanding Royal Caribbean’s Pre-Authorization Hold

When booking a Royal Caribbean cruise, you may notice a $99.75 USD pre-authorization hold on your credit card. This hold is not a charge but a temporary security measure to ensure that you have sufficient funds for potential onboard spending.

Purpose of the Pre-Authorization Hold

This practice is commonly used by many hotels and cruise lines to secure funds against potential expenses that may occur during your stay or voyage. It allows Royal Caribbean to guarantee that you have available funds for onboard amenities such as dining, excursions, and entertainment.

Difference Between a Hold and a Charge

It’s important to note that a pre-authorization hold is not the same as a charge. A hold simply reserves a specific amount of funds on your credit card, while a charge actually deducts money from your account. The pre-authorization hold will not reduce your available credit limit, but it may temporarily limit your ability to spend up to the full amount of your credit limit.

Actual Charges

The actual charges for your cruise will appear separately on your credit card statement. These charges will cover the cost of your cabin, taxes, fees, and any additional onboard expenses you incur.

Removal of the Hold

The pre-authorization hold will be automatically released by Royal Caribbean after you disembark the ship. The hold typically takes a few days to be removed, depending on your card issuer’s policies.

Conclusion

Royal Caribbean’s pre-authorization hold is a standard practice designed to secure funds for potential onboard expenses. It is not a charge and will be released automatically after your cruise. By understanding the purpose of the hold, you can avoid any unnecessary concerns and prepare for your cruise with confidence.