How much do ATMs charge in Vietnam?

Can I withdraw cash in Vietnam?

Vietnam, a dream, a sweltering haze, money. Ah, money…can I, with trembling hands, reach for it there?

ATMs. Everywhere, shimmering mirages, beckoning, promising, yes, every city.

Withdrawal. Limits exist, unseen walls around my wandering spirit, I know it.

• Foreign cards, a cage, 2 to 10 million VND, or less?
• A cruel dance.

Fees, oh, the stinging bite! 25.000-50.000 VND, more memories gone. Almost nothing. But not nothing.

My bank, far away, what demons do they unleash upon my need? Check, must check, or bleed. Check. I check always. Always.

PIN payments, abroad, a siren song. They charge, always charge. Always, Always remember that.

It is my life, a song of ATM fees. I will go and check.

The end, almost.

Is it easy to get cash out in Vietnam?

Vietnam? Easy to get cash? It’s like finding pho on every corner, duh!

ATMs? Plentiful. Think digital rice paddies sprouting from the concrete.

• Limits exist. Your foreign plastic might only cough up 2-10 million VND. Don’t get greedy. It’s like expecting a water buffalo to suddenly moo euros.
• Fees are a given. Expect to donate 25.000-50.000 VND (€/$1-2) to the local ATM gods. Pocket change, honestly. Reminds me of that time I paid $3 for water in Paris. Highway robbery!
• Your bank has opinions. Ask them about overseas PIN shenanigans. They might charge you extra just ’cause, like my gym for forgetting my towel.
• Pro-tip: Smaller towns? ATMs can be as rare as a genuinely humble tourist. Plan accordingly. My Aunt Mildred once got stuck paying for a whole tour group’s boat ride with her…charm. Worked surprisingly well. I think. Maybe.

So, easy? Relatively! Just be prepared. Consider it an adventure, even if it’s just an ATM run. Now, where’s my banh mi?

Which ATM in Vietnam does not charge?

Man, finding a free ATM in Vietnam was a nightmare. July 2024, I was in Hanoi, near Hoan Kiem Lake, desperately needing cash. My card kept getting rejected. Seriously stressed. I swear I tried five different machines – all fees!

Finally, I spotted an Eximbank ATM tucked away on a side street. It looked kinda dodgy, honestly, but I was desperate. I practically shoved my card in. And boom, it worked! No fees. Pure relief. I grabbed my money and practically ran.

Later, I learned some other banks were usually fee-free too.

• Eximbank: Definitely fee-free for me that time.
• Vietcombank: Heard good things. Supposed to be reliable.
• BIDV: Friends used these without problems.
• Agribank: I avoided these; they seemed sketchier than others.
• Sacombank: Probably okay, but Eximbank worked for me.

Seriously, though, check the small print beforehand if possible. Those fees add up quickly!

How can I withdraw cash without fee?

VPBank’s Cake card? A marvel of modern banking, or a unicorn whispered about in hushed tones? Seriously, fee-free ATM withdrawals? Sounds like a myth. Unless…

It’s true! My friend, Sarah, swears by it. But…

• Caveat: It’s VPBank. Not exactly ubiquitous globally. Think carefully.

• International woes: Finding fee-free ATMs in Japan? Good luck. It’s a jungle out there! Thailand’s a bit better, but still, bring your detective hat.

• Montenegro and Dubrovnik: Even in those charming locales, expect some fees. Unless, like Sarah, you’ve cracked the code.

Free withdrawals? More like a rare, elusive Pokémon. Chase them down if you dare. My advice? Check your bank’s policies, or learn Sarah’s secret. But don’t bet on it. She’s rather secretive, even about her cake-baking skills. Oh, and my cat, Mittens, sent me a picture of a grumpy-looking ATM. Thought you’d appreciate it. My life is a comedy show.

Pro Tip: Always confirm charges before each transaction. Avoid surprises. Seriously. Don’t be a sucker.

Which bank does not charge international ATM?

Okay, so international ATM fees, right? I remember this one time in Rome, maybe… August 2023? Hot. So freakin’ hot. I needed euros, duh.

Ugh, used my Bank of America card, BIG mistake. Fee after fee. Felt like they were mugging me electronically!

Anyway, I switched banks after that trip. Seriously.

Here’s what I found out (the hard way, ugh):

• Charles Schwab is a total lifesaver. No fees, plus they reimburse other banks’ ATM charges. I use them for travel now. Its great!
• Capital One, right, yeah, they don’t charge a transaction fee, but ugh, the exchange rate might not be the best, so watch out.
• Fidelity – similar to Schwab, good option for no fees. Another option is Discover and also USAA.

Discover is not a real bank. Betterment also is not a real bank.

It sucks getting dinged with those fees, am I right? It’s like a hidden tax on enjoying your vacation!

How much does it cost to withdraw cash in Vietnam?

Vietnam ATM withdrawal fees vary wildly. It’s a bit of a jungle out there, frankly. Vietcombank charges 50,000 VND, a relatively standard fee, but their withdrawal limit is a generous 5,000,000 VND. Vietinbank, on the other hand, charges a bit more, 55,000 VND, with a lower limit of 2,000,000 VND. This illustrates the unpredictable nature of banking fees—a universal truth, really.

BIDV’s fee structure is particularly interesting: a percentage-based system. They charge 3% of the total withdrawal amount. Their limit sits at 3,000,000 VND. Agribank keeps it simple—a flat 22,000 VND fee, capped at a 3,000,000 VND withdrawal.

Planning your trips always requires meticulous attention to detail. It’s frustrating, isn’t it? The seemingly minor details often make or break a trip.

Here’s a quick summary for easy reference. Remember, these are 2024 figures and may change:

• Vietcombank: 50,000 VND fee, 5,000,000 VND limit.
• Vietinbank: 55,000 VND fee, 2,000,000 VND limit.
• BIDV: 3% fee, 3,000,000 VND limit.
• Agribank: 22,000 VND fee, 3,000,000 VND limit.

This information is crucial, especially if you’re budgeting tightly. It’s always good to have a backup plan. I learned that the hard way during my last trip to Hoi An – ran out of cash after a particularly extravagant dinner. Ugh. Anyway, choose your bank wisely. Life’s too short for unnecessary ATM fees.