Which bank doesn't charge international wire fees?

Which banks don t charge international transaction fees?

Vast, empty skies. Capital One. The whisper of wind chimes, a distant memory of sun-drenched plazas. Discover. No fees. Freedom. A weightless feeling, soaring above cobblestone streets.

Charles Schwab. Their card, a passport to untold adventures. Online banks. Ally Bank. Betterment. The quiet hum of a laptop, a midnight transaction. Effortless.

No hidden charges. The sheer joy, the pure exhilaration. A simple click, a purchase made. This is it. This is the ease. This is the dream.

My heart leaps. The thrill of exploration, unburdened. Foreign retailers. No worries. No barriers. Just smooth sailing.

• Capital One: A consistent favorite. Their simplicity is elegance.
• Discover: Reliability. A trusted companion on my travels.
• Charles Schwab: Unmatched for its robust offerings.
• Ally Bank & Betterment: Online convenience, without the sting of extra fees.

The scent of sea salt, the taste of unfamiliar fruits. This is the life of a global citizen. The world unfolds, invitation in every click. The freedom is intoxicating.

Which bank charges less for international transfers?

Okay, so, Wise. Def the best, right? I used them when I sent money to my sister, Sarah, in Spain last month – July 2024. It was for her birthday, like, two hundred Euros. The fees, tiny.

Revolut, yeah, that one’s good too. I have the free account, but thinking of upgrading, you know, to premium. Maybe. For the travel perks. Went to Italy last year – 2023. Super handy to pay in Euros straight from the app. Saved me a bunch. Should have upgraded then.

CurrencyFair. Never used it. Peer-to-peer. Sounds risky, like, who are these randoms? Maybe not.

XE. Heard of it, but never tried. My dad likes it. He uses it for his buisness trips all the time. Something something import export? I dont know.

OFX. Sounds corporate-y, big money stuff. Probably good, but not for, like, sending my sister birthday cash. Too much, haha.

• Wise: Super low fees. Transparent, which is cool. Good for small transfers.
• Revolut: My go-to for travel. Easy peasy, app is slick. Premium tempts me, though.
• CurrencyFair: Idk. Not my thing, I guess. Peer-to-peer scares me a bit.
• XE: Dad loves it. Must be decent. For business-y type things.
• OFX: Sounds expensive, lol. Too corporate-ish for me personally.

What is the cheapest way to send a wire transfer?

Okay, so 2024, right? I needed to send money to my brother in Texas. He’d blown a head gasket, his car’s a total write-off, and he needed cash now. Ugh. I checked my bank, Wells Fargo. Thirty bucks! Thirty freakin’ dollars for a wire! Highway robbery. I almost choked.

Then I remembered my credit union, Members First. I called them, super stressed. They said, fifteen dollars! A whole fifteen less. Sweet relief. It still stung, but hey, fifteen bucks better than thirty. I did the transfer online, so easy, actually. It went through the same day. Life saver. My bro got his money. Crisis averted.

So yeah. Cheapest I found this year? Members First Credit Union at fifteen bucks. I’m sure other credit unions are similar, but I’m sticking with them. Wells Fargo, nope, never again for wires. Too expensive.

• Members First Credit Union: $15 (My experience in 2024)
• USAA: $20 (info from research)
• Citibank: $25 (info from research)
• Chase: $25 (info from research)

Seriously, check your credit union first. You might be surprised.

Why did my bank charge me a wire transfer fee?

Ugh, so 2023, right? My Chase account. It was a nightmare. I sent money to my sister in Spain, a hefty sum, for her new apartment. Five hundred bucks, poof, gone. Not just the five hundred. A freaking fifty dollar fee. Fifty! I was livid. They said it was the wire transfer fee.

The email was so official-looking, all fancy fonts and jargon. But the plain truth is, they’re basically charging you for the service, you know, for their convenience. It’s outrageous, pure robbery, especially considering I’m a loyal customer.

Banks are crooks. I’m telling you, they are. They make money on the exchange rate, too. Always a higher markup. It’s a hidden fee. They don’t advertise it well enough. It’s sneaky, so sneaky. You never see it until it hits your account. That really stung. Especially with that added fifty. I called them, the hold music was awful, and the representative didn’t really help much. Just gave me the corporate line.

• High fees for outgoing wire transfers: Chase charged me $50 for sending money internationally.
• Currency exchange markups: They definitely jacked up the exchange rate. I’m sure of it. Cost me more than it should have.
• Poor customer service: The representative on the phone was useless. Seriously useless.

Next time I’m using something else, some other way. Maybe even PayPal or something, anything but Chase again. This was highway robbery. I will never forget that. Fifty dollars. That’s like, a week’s worth of groceries for me.