Which bank has no foreign ATM fee?

Which bank does not charge an ATM fee abroad?

Capital One’s like that one friend who never forgets your birthday. Always comes through. No ATM fees abroad? Boom. Like finding a twenty in your old jeans. A beautiful thing. Also, no foreign transaction fees, which are like the annoying mosquitos of international travel.

• Capital One 360 Checking: Zero ATM fees. Seriously. Zip. Nada.
• No foreign transaction fees either: Double win! Think of all the gelato you can buy.
• Other perks: They have some decent online tools too. Makes managing your moolah easier than herding cats. Though, I once tried to deposit a check using a potato. Didn’t work.

My aunt Mildred uses it. She’s been to, like, 47 countries this year alone. Woman’s a travel ninja. She says Capital One is the bee’s knees. She’s right. My chihuahua, Pepe, agrees.

Charles Schwab is another good one, kinda like Capital One’s cousin. Reimburses ATM fees at the end of the month. So you gotta front the cash, but it’s like a little surprise refund later. Pretty sweet.

• Schwab Bank High Yield Investor Checking: Reimburses all ATM fees worldwide. Cha-ching!
• No monthly service fees: Another plus. More money for souvenirs, am I right?
• Downside: Gotta have a brokerage account with them. But hey, might be worth it if you’re fancy and into stocks and stuff. I tried explaining stocks to Pepe once. He just stared at me.

I once used my Schwab card to buy a yak wool blanket in Nepal. True story. Best blanket ever. Warm as a hug from a polar bear.

What ATMs are free in Vietnam?

TPBank and VPBank. Zero fees. Five million VND limit. Simple.

MBBank and VIB Bank. Charges apply. Fifty thousand VND approximately. Same withdrawal cap. Five million VND. Annoying.

• Free ATMs: TPBank, VPBank. Expect limits.
• Fee ATMs: MBBank, VIB Bank. Budget accordingly. Avoid if possible.

Note: Rates fluctuate. Verify directly with the bank. My last transaction (July 2024) confirmed these fees. Always check your card’s terms. Foreign transaction fees are a separate matter. My friend got hit hard last month.

This information, while accurate to my knowledge in July 2024, could change. Banking, eh? A fickle beast. Always confirm. Don’t trust me blindly.

What banks dont charge for withdrawing abroad?

Three AM. Another sleepless night. Halifax Clarity, huh? That’s what they told me, anyway. No foreign transaction fees. Sweet relief, that was, for a while.

It’s a credit card, remember? Not a debit card. A credit card. That distinction felt important then. Still does, I guess.

The fees are the killer, aren’t they? Always the fees. Eating away, slowly, relentlessly.

• Halifax Clarity: Zero foreign transaction fees. That’s the big sell, right? Credit cards, though. Credit cards.

• Other options exist: I wish I’d looked harder then. More options, definitely. Chase, maybe? Capital One? Shoulda, woulda, coulda. Regret, a familiar companion.

• Travel is expensive: That’s the truth, isn’t it? Damn expensive. Especially now, in 2024. Inflation’s a beast.

It’s all a blur, now. The trips, the withdrawals, the tiny print I barely read. Just the gnawing feeling of… indebtedness. Even with ‘no fees’. The interest… ugh. The interest.

Which bank ATM card is best for international?

Ugh, choosing an ATM card for my trip to Italy next month is stressing me out. Starling Bank, everyone raves about it. Best in the UK, they say. But is it really the best for me? I need low fees, that’s the absolute priority.

Chase UK offers cashback. One percent isn’t bad. But I’m already using my Chase account for everything else, so maybe another card makes more sense. Organization is key, right? Or is it? Maybe I just need a vacation.

Wise. Heard good things. Exchange rates, maybe? Need to check the current rates. Do they even have physical cards? I hate dealing with apps sometimes. So annoying. Prefer the simplicity of a card.

My main issue? Fees. Those hidden ATM fees abroad are a nightmare. They really screw you over. The whole point of travel is not to be broke!

Okay, back to the cards. I’ll make a list.

• Starling Bank: Good reviews, but what about specific fee info?
• Chase UK: Cashback is nice, but is it better than zero fees? Need to crunch numbers.
• Wise: Exchange rates are crucial. Also, do I need to load money?
• Revolut? Oh yeah, almost forgot about that one! Another contender.

Seriously, this is harder than I thought. Probably need to dedicate an afternoon to comparing all the bloody options. 2024 is already proving too chaotic. Maybe I should just use my credit card. No, too much interest! Ugh. This is a mess.

Which bank doesnt charge ATM fees?

No bank is entirely fee-free. Period.

Fee waivers exist. But they’re conditional.

My Chase account? Reimburses some out-of-network charges. A hassle.

Consider these options:

• Allpoint/MoneyPass networks: Partner banks offer surcharge-free access. Research required.

• Specific account types: Premium accounts often include perks. Read the fine print; it’s dense.

My advice: Ditch the ATM fees altogether. Use your debit card at the point-of-sale. Problem solved.

Which bank gives free ATM withdrawal?

IndusInd and IDBI? Unlimited free ATM withdrawals? Yeah, right. Like finding a unicorn riding a unicycle. Those banks are practically giving away money! My grandma’s dentures are less generous.

You betcha you can withdraw from a different bank’s ATM. But get this:

• Fees, fees, everywhere! It’s like a highway robbery disguised as a transaction. Your bank might charge you. Or the other bank might. Heck, maybe both! It’s a ATM fee fiesta!

• My experience? Last week, I tried at an HDFC ATM with my IndusInd card. Charged me five rupees. Five! I could’ve bought a lollipop for that.

• Alternatives? Use your bank’s ATMs! Duh! Or better yet, find a friendly cashier and ask for a cash-back thingy. You know, the one at the local grocery shop run by that super nice guy, Raj. He’s awesome.

Basically, free ATM withdrawals are a myth, unless you’re incredibly lucky, or, you know, bank with IndusInd or IDBI. Even then, maybe read the fine print. It’s probably written in Klingon.

Pro-Tip: Carry a wallet the size of a small suitcase. You’ll need all that space for the ATM fees. Trust me.

Which bank offers free ATM transactions?

Schwab Bank stands out for free ATM access, globally. Think of it, no fees. That’s convenient. Free, is good.

Consumers Credit Union excels domestically. Credit unions are interesting financial models.

LendingClub Bank leads among online banks, especially abroad. This digital-first approach reflects banking trends.

It’s interesting how banks differentiate. My grandpa, he distrusted ATMs, haha.

What is the cheapest way to withdraw money?

It’s late. Withdrawal fees…yeah.

Cash back at the store. Always. Feels sneaky smart.

• Free money is a myth.

In-network ATMs. Ugh. So inconvenient.

• My bank is never there when I need it.

Digital payments. Sure. But sometimes you just need cash.

• Like for that hole-in-the-wall place, you know? The good one.

Larger withdrawals. Feels wrong. Like tempting fate.

• I hate carrying cash. I lost 100 bucks last year on the subway. Never again.

ATM fee reimbursement. If only I could remember to actually do it.

• Forms. Always forms. Why is everything so hard.

I’ll just pay the stupid fee. Honestly. It’s just easier, isn’t it? Sometimes you just give in. That’s life.