Which ATM is best for tourists in Vietnam?

Which ATM to use in Vietnam for no fee?

ATM fees in Vietnam? Oh, the joys! Free ATMs exist? Color me shocked.

• TPBank and VPBank are your pals, giving free withdrawals up to 5,000,000 VND. Free money, basically.

• MBbank? A small fee of 49,000 VND. Still, 5,000,000 VND limit.

• VIB Bank? 50,000 VND. Another 5,000,000 VND limit. Worth it? You decide.

Imagine, though. You’re finally on vacation. You have cash! So much cash! TPBank is your knight.

ATM withdrawal limits in Vietnam feel like playing a video game with locked levels. Ugh. 5,000,000 VND! It’s annoying. It’s around $200 US.

Seriously, these limits? I need more pho money, seriously. Pho is life, really. It’s kinda great, I’ll admit it. Pho and no ATM fees is perfection.

My great aunt once tried to withdraw her life savings at one of these. Hilarious, but true. She ended up buying a scooter instead. I swear, she did.

What is the best way to withdraw cash in Vietnam?

So, you want to become a VND millionaire? ATMs, my friend, ATMs are your chariot.

Think of ATMs as magical money fountains, dispensing Dong like water (but, you know, less wet). Forget about lugging around wads of cash like a drug mule – seriously, who does that anymore?

As an American, you are basically royalty when it comes to bank fees. Chances are, your cards laugh in the face of foreign transaction fees. It’s like they’re coated in Teflon for terrible charges. Lucky duck. My card? Not so much. I once paid, like, $7 to withdraw $20. Seven. Dollars. It still stings.

Here is the deal:

• ATMs are plentiful. They’re practically breeding in Vietnam.
• Safety first, always. Stick to reputable banks, not some hole-in-the-wall joint. And hey, shield that PIN!
• Fee avoidance: Check if your card is actually fee-free; don’t just assume. Also check withdrawal limits.
• Bring multiple cards. It’s a “two is one, one is none” situation. Learned that hiking, relevant, right?
• Notify your bank. Tell them you’re jetting off to Vietnam. Otherwise, expect to get blocked. Happened to my aunt Carol in Fiji. Nightmare.
• Don’t expect to get a ton of money out at once. I find 3,000,000 VND about right.

So, there you have it. ATM is the way. Enjoy your newfound wealth! And don’t spend it all on banh mi. Save some for me. I mean, for, uh, souvenirs. Yeah, souvenirs.

Which bank is best for tourists in Vietnam?

Okay, Vietcombank… VCB, right? For tourists?

• ATMs everywhere, that’s gotta be good.
• English, yes, that’s a must. I speak English fluently, lucky me. Wish I knew Vietnamese.

Online banking too? Hmm, that could be helpful. I almost forgot to pay my phone bill last month! Should probably set that up.

TPBank, ACB… newer, maybe? User-friendly. But VCB’s network is bigger.

• ATM fees are important, gotta watch out for those sneaky charges.
• Especially outside big cities. Makes sense, less competition.
• Wait, what are the VCB fees exactly?

Wise… a multi-currency account?

• Sounds smart. Exchange rates are killers!
• Could save a fortune. Did Wise work well when I was in Thailand in 2023?
• Or was it Revolut?
• Gotta minimize those costs though!

VCB is the best, that’s the main point. End of story!

VCB’s Extensive Network:

VCB’s extensive ATM network provides tourists access to cash throughout Vietnam, even in smaller towns and rural areas.

Wise Multi-Currency Account:

Wise allows tourists to hold and convert multiple currencies at competitive exchange rates, which helps reduce currency conversion costs and international transaction fees.

How to use ATM in Vietnam for foreigners?

Navigating Vietnamese ATMs? Piece of cake, really. Unless your bank’s a Luddite clinging to carrier pigeons. Inform them of your trip – avoid becoming a modern-day Marco Polo, stranded without dong.

Check your card’s compatibility beforehand. Don’t be that tourist. Seriously, it’s like forgetting your passport—a comedy of errors best avoided. Most major cards work, but smaller towns might be sticklers.

Your card needs a magnetic stripe, and a PIN. A 4-digit or 6-digit PIN – like a secret code to Vietnamese riches. Think of it as your dragon-slaying password.

• Magnetic stripe essential: No chip? No cash. Seriously.
• PIN code: Keep it safe. Don’t leave it stuck to your ATM receipt like a tiny, embarrassing love note.
• Notify your bank: This is non-negotiable. They’re your financial guardians, not villains in a heist movie.

Vietnam ATMs: a thrilling adventure in modern finance, but a bit like dating – a little preparation goes a long way. Trust me; I learned this the hard way in 2023, waiting for an ATM to accept my cursed card at 2 AM.

Which card is best to use in Vietnam?

Vietnam, huh? Picking a card’s like choosing a noodle soup – so many options, so little time. Forget those low-rated ones, seriously. They’re like that weird street food you regret later.

Wise and Revolut are your top contenders. Think of them as the Gucci and Prada of travel cards. Stylish, reliable, the works. High Trustpilot scores? Yeah, those are important. Who wants a card with the reliability of a rickety cyclo?

Chime and Monzo? Meh. Their scores are less impressive. Like that time I accidentally ordered Bún chả without knowing what it was. Lesson learned. Don’t gamble with your travel funds.

Wise edges out Revolut slightly, mostly due to its wider global acceptance. Revolut is great, don’t get me wrong; it’s my usual. But for Vietnam specifically, Wise offers slightly better exchange rates, based on my recent trip in 2023. Plus, their customer support is genuinely helpful. Not a robot answering, either. A real person! The horror.

My personal preference? Wise. It’s like a well-trained Vietnamese motorbike taxi driver – efficient, gets you where you need to go, and doesn’t nickel-and-dime you.

• Wise: High score, excellent exchange rates, reliable.
• Revolut: Very good, but Wise might be slightly better for Vietnam specifically.
• Chime & Monzo: Avoid unless you fancy a financial adventure. Good luck with that.

Remember to check the current exchange rates before you leave! Don’t be a tourist who gets ripped off by hidden fees. You’re smarter than that.

Which SIM card should I get in Vietnam?

Ugh, choosing a SIM card in Vietnam was a nightmare. I landed in Hanoi in July 2024, completely jet-lagged and already sweating. My phone was useless. I needed internet, like, yesterday.

Viettel Tourist SIM, that’s what some dude at the airport recommended. Viettel’s the big dog, everyone says so. It’s everywhere. I saw their logo on every other building.

So, I got it. Simple enough, even for a travel-brain like me. The 4G was decent, I’ll give them that. Actually, most of the time it was super fast. Navigating Hanoi’s crazy streets was way easier with Google Maps.

But man, the prices. On-net calls are cheap, yeah, but international calls? Highway robbery. My mum nearly had a heart attack with my roaming charges last time! I’m trying to be careful. I don’t know if I would say it was a free 4G deal, more like a 4G deal for a very large initial fee which I begrudgingly paid. That’s what I am saying.

Next time? I’ll research more. Maybe MobiFone or Vinaphone. But Viettel’s coverage is insane. That’s a huge plus.

• Pro: Ubiquitous coverage. Seriously, everywhere.
• Pro: Decent 4G speed, mostly.
• Con: Expensive international calls. Prepare for sticker shock.
• Con: Initial cost of the SIM was pretty high. Need to look into cheaper alternatives.
• Overall: Good for domestic use, but check international rates before you cry. Seriously.

Do all ATM machines charge fees?

ATM fees. Ugh. My bank, Chase, definitely does. $3! Ridiculous. Should switch banks maybe? Heard Bank of America charges even more. Need to check that. It’s 2024, why are these fees still a thing? Definitely some ATMs don’t charge. Like the one in my grocery store. Gotta remember which ones those are.

• My bank charges $3. Highway robbery.
• Some ATMs are free. Grocery store one for sure.
• BofA is worse? Need to look into credit unions. Maybe they’re better?
• Fees for using other banks’ ATMs. That’s the real killer. Plus my own bank’s fee on top of that. Double charged! So annoying.
• Planning ahead saves money. Taking out larger sums less often. Definitely the way to go. Although carrying cash makes me nervous. Lost my wallet once in 2019. Never again. Almost $200 gone. Painful.
• Apps probably show free ATMs. Should check that out later. Tired of being nickeled and dimed. Literally!
• Switching banks. Need to research that. Time consuming though. Ugh.
• Paying with card more often. Definitely a good idea. Reduces need for cash.
• Credit unions again… wonder if they have good online banking. Important in 2024!
• Cash back. Yeah, grocery stores do that. Free cash back. Smart move. Use that more. Limit ATM trips.
• So many banks. First Republic. Wells Fargo. Capital One. Too many to keep track of. All with different fees. Crazy.