Do I still get Chase rewards if I use Apple Pay?

Chase Rewards with Apple Pay: Do I still earn points when using Apple Pay?

Okay, so Apple Pay and Chase points... This is something I actually use all the time! I was worried at first, you know? Like, would it mess up my Ultimate Rewards?

Nope. Totally works. I bought groceries at Safeway on July 12th, about $75 worth, paid with Apple Pay on my Chase Sapphire Preferred. Got my points just fine. No issues whatsoever.

It's just like using my physical card. Seriously, same deal. Chase just makes a digital copy, that's all.

Think of it like an extra card, but virtual. Super convenient. No weird glitches. No lost points. Sweet.

Does Chase cashback work with Apple Pay?

Does Chase cashback work with Apple Pay? Huh. Late night.

Yeah, Chase cashback? It works with Apple Pay. Mostly.

• Set it up as your default. Makes things easier, right?

• You think everything just works. It doesn’t, though.

Exceptions. Always exceptions. It’s like my birthday party last year.

• I thought everyone would be there. Only my mom came.

• Anyway, check the cashback details. Don't assume like I do.

Maybe I'll look into it tomorrow. Or not. I got a new phone anyway.

• I remember I tried buying coffee that one time. It didn't work.

• I thought, what a scam, ya know? But maybe it was me.

Do you earn Chase points when you spend or pay?

Points accrue on spending. Simple.

• Chase cards: Earn at least 1 point/$ spent.
• Bonus categories: Many cards offer increased points. Travel. Dining. Pharmacies. My Sapphire Reserve card, for instance, nets me 3x on travel.

It's transactional. Pure and simple. Capitalism. Don't overthink it. Unless you're a data analyst. Then, maybe.

My personal experience? My 2023 travel was significantly offset by points. Who needs cash?

The math is predictable. Points add up. Accumulation is key. Like hoarding coins, but less embarrassing. Unless you're really bad at it. Then it's sad.

Reward programs are engineered systems. Sophisticated. Designed for engagement, not genuine generosity. Still, free flights are free flights. Right?

Key takeaway: Spending = Points.

Do I still get rewards if I use Apple Pay?

Ugh, Apple Pay. Double-click, tap. So easy, right? But do I really get all my rewards? Seriously, I need to check my Chase Sapphire points. I swear I'm missing some.

My Amex Platinum, though...that's a different story. Those travel credits are clutch. I used Apple Pay at that amazing new ramen place last week. Did I get the points? Hope so! Spent like $50. Ramen is expensive now.

Wait, what about that weird coffee shop deal? Did I get cashback? I should totally check my bank app. I'm convinced these reward systems are designed to be confusing.

• Chase Sapphire Reserve: Points accumulation is paramount for travel rewards.
• Amex Platinum: Those travel credits are fantastic and completely worth it.
• Capital One Venture X: I'm pretty sure I get my miles with Apple Pay.

I need to make a spreadsheet. Seriously. A spreadsheet to track rewards! This is ridiculous. 2024 is already turning into a reward-tracking nightmare.