Can my card details be stolen from Apple Pay?

Can I see card details on Apple Pay?

No, you can’t see the full card number. That’s intentional. Security, you know? It’s frustrating sometimes. I wish it were different. I’ve needed it a couple of times this year for online forms, ugh.

• Apple Pay hides the actual card number. Smart, but inconvenient.
• Settings app. Wallet & Apple Pay. Apple Card. Info tab. That’s the path, right? I’ve done it a million times.
• You see some info, but not the whole number. That’s the point.
• My bank, Chase, is the same way. It’s about data protection. I get it, logically, but sometimes…I just want that number. So annoying.

It’s a privacy thing, I suppose. 2024’s security concerns are different than five years ago, definitely tighter. Annoying. I miss the simpler days, honestly. But I guess safety is worth the hassle. Mostly. Sometimes I seriously question it. The amount of hoops you have to jump through…

What card details do you need to set up Apple Pay?

Okay, Apple Pay… card details. Right, right. Ugh, setting it up.

• Debit or credit card, duh. Need to hold my iPhone near the chip. What if it doesn’t HAVE a chip? I think my old card might not. Is that still a thing?
• Ugh, then gotta enter card details manually. That’s always annoying. Can scan it with the camera! Okay, that’s cool. Faster, definitely! But is it secure?
• Apple Card is a whole other thing. Just use the iPhone, apparently. Simple enough. Wish everything was that easy, tbh.

So, yeah. Chip thing, manual entry, scan. And Apple Card option. Done. Now, what was I doing before this? Oh, yeah. Making a coffee, brb.

What info does someone need to send me money on Apple Pay?

Apple Pay cash: Email or phone number. That’s it. Simple. Efficient. Like a swift, clean cut.

• Email address. Works. Always.
• Phone number. Also works. Predictably.

My brother uses it. Regularly. He’s meticulous. Never fails. It’s a system. A tool. Nothing more. Humans complicate. Technology simplifies. A paradox.

2024 update: No changes. Still streamlined. Still functional. Impeccable, really. Except for the occasional glitch. But even those are rare.

The Messages app. Essential. Your contact. Pre-requisite.

Sending money: Effortless. Except when it isn’t. User error, mostly. Humans. Always humans. The weak link. Not the technology.

Think of it like this: A well-oiled machine. Until it’s not. Then you need WD-40. Or a tech support number. Or a new phone. Life, am I right?

Can you use Apple Pay without ID?

Apple Pay needs no ID at checkout. A mere tap. Security is layered.

Passcode mandatory, got it. Face ID/Touch ID, or Optic ID? Optional, sure.

My bank card. It works. Never needed it for ID.

• Device Security: Passcode is key. Prevents easy access.
• Biometrics: Face/Touch/Optic ID adds convenience. Not required.
• Merchant Policies: Some merchants might ask for ID, it’s on them, not Apple Pay. Their loss?
• Debit vs. Credit: No difference. Tap and go.

Apple Pay’s privacy policy? Buried deep. No time for that.

What information do you need to use Apple Pay?

Ugh, Apple Pay. So annoying sometimes. My card keeps getting rejected. Seriously, what’s up with that? Wallet app, right? Plus symbol. Got it. Then the tap thing. Like magic, but it’s not always magic, you know?

My Amex Black card works fine though. That’s good at least. This whole process is way easier than the old days. Remember writing checks? Crazy. I hate that. Just the idea gives me the creeps.

What else do you need? An iPhone obviously. And a compatible card. Duh. Otherwise, it’s pointless. My sister’s old phone couldn’t handle it. I’m sure there are restrictions on the bank’s end too. They’re always trying to be so complicated.

• Compatible iPhone (pretty sure any from the last 5 years or so works.)
• Eligible Credit/Debit Card (Visa, Mastercard, Amex usually. Check your bank!)
• Wallet App (Already on your phone I hope)
• Double click the side button (to activate it for payment)

It’s so quick though, once it works. I use it all the time for coffee. Less cash to carry. Maybe they’ll add loyalty cards to the wallet eventually. That would be convenient. Honestly I’m surprised they haven’t already.

Oh, and setting it up on other devices is a breeze. Simultaneously! Apple is good at that type of stuff. Actually, I need to add my new card to my iPad. Gotta do that today.

Does Apple Pay share card details with merchants?

Nope, Apple Pay’s slicker than a greased weasel. It doesn’t spill your card details all over the shop like a drunken sailor.

Think of it this way: Your actual card number is like your super-secret, squirrel-buried treasure. Apple Pay uses a fake, disposable number – a decoy, if you will. This number is different for every transaction. It’s like sending a trained pigeon with a tiny scroll, instead of a whole treasure chest. Way less risk of a heist.

After you give the thumbs-up (authentication, you know), Apple throws the merchants a dummy – a Device Account Number and a one-time security code. Boom! Payment done. My Uncle Barry tried it last Tuesday, it worked like a charm.

• No full card numbers are shared. Ever. Period. This isn’t some rumor spread by my cousin’s goldfish. It’s fact, Jack. Fact!
• Device Account Number: Think of it as your payment’s super-secret alias. Each transaction gets its own unique secret identity.
• Dynamic Security Code: The extra layer of protection is like a digital bouncer. Keeps the riff-raff out.

This whole thing is way more secure than keeping your Grandma’s dentures in a glass of water. Trust me, I once lost my Grandma’s dentures…and a small fortune in cat treats. Never again. Apple Pay is my new best friend. Seriously.