Can I transfer money to another person with Apple Pay?

Apple Pay transfers… ugh, where do I even begin? So, let's say I owe you money. I have to open my Wallet app (which, let's be real, is a black hole of loyalty cards I never use). Then, I have to find my Apple Cash card… it’s always hiding in there somewhere, right? Tap, tap, tap… okay, found it. Then I have to find the "Send or Request" button. And then - and this is the worst part - I have to either find you in my contacts (good luck if your name is even remotely common!) or manually add your info. Like, what if I mess up a digit? Suddenly, I'm sending my rent money to a stranger. No thanks! After all that, finally, I can type in the amount. But, honestly? My heart is always pounding a little bit, like what if I accidentally add an extra zero? I’m picturing myself sending you, like, $500 instead of $50. Nightmare! It just feels so… clinical? Detached? You know? Like, remember that time I spotted you for coffee and you just Venmo’d me back instantly with a little coffee cup emoji? So much easier! I really do prefer a good old Venmo request. It feels more… human. More friendly. Apple Pay just feels like I’m wiring money to an offshore account or something. Too serious!