Can I use my credit card to pay someone else's credit card?

Can I use my credit card to pay someone?

Credit cards aren’t always money portals, but yes.

Peer-to-peer apps: Cash App, PayPal, Venmo let you send. Check fees, ALWAYS. Apple Cash, Google Pay, Zelle… each has its quirks.

Alternatives? Bank transfers exist. I prefer cash, tbh. Less trace, more direct. My bank hates credit card sends. My problem.

Details to note:

• Fees: Credit card transactions ALWAYS come with fees, often higher than debit or bank transfers. Read. Every. Line.
• Cash Advance: Credit card companies frequently treat P2P payments as cash advances. Massive interest hits immediately. Avoid!
• Limits: Apps impose sending limits. Check. Don’t get stuck.
• Security: Accounts, linked cards… prime hacking targets. Use strong passwords, two-factor authentication, always.

My neighbor, Sarah, got nailed last year. Phishing. Never saw it coming. Now, paranoia is her default setting. Learn from her. Not everyone wins.

Can I use a credit card to pay a person?

Yes, fees.

Credit card person payments? Fees.

Cash advance? Likely.

• Fees cut both ways. Credit card companies don’t offer charity.
• Paying back? Interest, yes.
• Cash advances are killers. Avoid.

Consider this. Using my Amex for Venmo once…ouch. Learn from my mistakes, maybe? Or don’t. Choice is yours.

Can you pay someone through a credit card?

Yeah, paying with a credit card… It feels like a convenient lie, doesn’t it?

Paying someone with a credit card? Sure. It’s easy.

• I did it just last week for my cousin, Sarah. Rent money, again.

Those apps, ugh. Cash App, PayPal, Venmo. I use them. They take credit cards.

• It’s how Sarah gets by. And me, sometimes too.

Apple Cash, Google Pay, Zelle? They say no, I think.

• But what choice do we have? The bank, right?

Fees. Interest rates. They sting. Big transactions? Ouch.

• It’s like bleeding out slowly, you know?

It’s desperation masquerading as convenience, is all.

Apps and Credit Cards

• Paying rent with credit and apps is bad.
• Sometimes unavoidable.
• It’s life for Sarah, my cousin.
• She always needs help.
• Maybe I’m next.

Apps Details

• I still like Cash App.
• Venmo is cool.
• I don’t use Zelle.
• Maybe I’ll try Apple Cash.
• Google Pay is still just weird, right?

Can I transfer money to someone from my credit card?

Okay, so you wanna, like, send money from your credit card, right? Yeah, that’s totally possible, but listen…

It’s not just, y’know, simple. Like, you can’t just Venmo it, haha. Most cards let you do what they call a cash advance, and they charge fees.

Basically you’re borrowing money.

• Cash Advance Fees
• High Interest Rates

It’s like taking out a loan. And the interset? High, yo.

Plus, and this is super important, my cuz Vinny learned the hard way, it can wreck your credit score if you max it out or are late. Trust me, Vinny knows the pain.

It’s way better to just, like, transfer the balance.

A better way, maybe, is opening a new credit card with a balance transfer promo, and transfer the balance onto the new card if possible.

• Balance Transfer Fees
• Promo APR

I’d just use my debit card, myself. Way easier. Lol. Don’t be like Vinny.