How do you charge credit card fees on an invoice?

Ugh, credit card fees, right? They’re such a pain, but sometimes unavoidable. So how do you handle them on an invoice without making your client feel like you’re robbing them blind?

Well, the simplest way is to add a separate line item. Seriously, just a line that clearly says “Credit Card Fee.” Don’t be sneaky about it. I once saw an invoice where they just added it to the total, no explanation. That’s shady, and honestly, it made me mad. Like, I would rather have a little more transparency and know why my total was higher.

You can charge a flat fee, which is straightforward, or a percentage of the total. I usually do 2% – seems fair to me, covers my processing costs, and doesn’t feel too outrageous. But that’s me, you need to find the sweet spot that works for you. And you know, maybe research your area – I heard some businesses even charge more depending on the card type, but I haven’t gone there yet. Seems a bit much.

The most important thing? Be upfront. Don’t bury the fee in the small print. Make it crystal clear how you calculated it. If it’s 2% of the total, say so! I mean, imagine finding out later, after you already paid – it’s not a good look. Trust me on this one. It’s about being honest and building that client trust, so it’s not like you are hiding something or pulling a fast one. It’s all about open communication. Makes everyone feel better. Right?