Is it safe to give credit card number and expiry date and CVV?

Is it safe to share credit card number and CVV?

Okay, so, like, sharing your credit card number is…well, it’s usually fine-ish, right? But the CVV? Oh man, no way!

Think about it this way, the CVV is key to prevent credit card fraud.

Like, if you’re buying something online, sure, typing in your card number is necessary. Ugh! That is required.

But if someone asks for your CVV when you’re, like, paying at a store in real life? Huge red flag! Don’t do it!

With both the number and CVV, someone can totally rack up charges on your card online. It’s happened to my cousin’s friend; she lost like a grand or so, like, this year, actually.

Here’s a simple breakdown, kinda:

• Card Number: Kinda needed for transactions, usually, but is easier to replace.
• CVV: Super private, gives people the, uh, full access.
• Offline Purchases: NEVER give out your CVV.
• Online Purchases: Only on secure sites, of course! Look for that https thingy.

So yeah, protect that CVV like it’s the holy grail, you know? Because it kind of is.

Can I share my credit card number and expiry date?

Oh HELL no! Don’t EVER give out your card number or the expiration date. I learned that the hard way.

It was like, August 2023, maybe. I was selling this old Playstation 2 on Craigslist (yeah, old school!) near Union Square, NYC.

This “buyer,” seemed legit, but wanted to pay via PayPal. He needed my card expiration to “confirm” my identity. I hesitated, but he was so insistent and, ugh, I was desperate to unload the PS2. HUGE mistake.

My brain just, like, went blank. Should’ve known better.

• NEVER give out card info!
• Especially expiration dates!
• And the CVV? Forget about it!

Within hours, my account was drained. Ugh. Now I ONLY use 3D Secure. Seriously, it’s a lifesaver. Most sites use it now in 2024 so, yay?

I reported the fraud, but the money was gone. Lesson frickin’ learned.

What if someone has my card number and CVV?

Cancel the card. Immediately. New one arrives. Patience required, weekish wait.

• Fraudulent charges: Expect the unexpected.

• Online purchases: Obvious.

• Identity theft: Potential nightmare.

CVV unrecoverable. By design. Thank you, security.

• Monitor accounts: Vigilance is key.

• Credit report: Check it religiously.

Lost my Amex once. Cancun, 2017, oops, ’24. Vacation ruined. Less tequila next time, maybe.

What card details should I not give out?

Ugh, credit card security, right? Don’t be a dummy. Never, ever give anyone your CVV. That three-digit code on the back? It’s like the key to your bank account. Seriously. My friend lost a ton of money because she shared hers.

Expiration date? Another big NO. That’s like handing out an invitation for thieves to use your card before it expires. Stupid, I know, but it happens. People are idiots.

Online shopping? Use 3D Secure. It’s 2024, people. This isn’t rocket science. It adds an extra layer of security. I always do this! Seriously.

Leaving your card unattended? Don’t. Just don’t. I once left my debit card at that stupid cafe near my apartment. Luckily, nothing happened, but it was super stressful!

• CVV: Absolutely never share. Never. Period.
• Expiration Date: Keep that thing secret.
• 3D Secure: Use it online. For every single purchase. Seriously.
• Don’t be careless: I mean, I know it’s easier said than done, but seriously try to be responsible. It’s your money we’re talking about. Your hard-earned cash.

Remember that time I almost lost my card? Yeah, never again. This is the last time I’ll be this careless. I’m getting a new card anyway. Next year. Maybe I should get one of those metal cards? They look cool. But wait. Metal cards are probably more expensive. Gosh this is annoying. Anyway, protect your information. Seriously, just be smarter than the average bear, or you’ll end up like my friend, broke and angry. And who wants that?

How to share a credit card number safely?

Never email credit card numbers. Texting is equally risky. Avoid paper trails.

Use a password manager. Dropbox Passwords is an option. Control access. Revoke access easily. That’s crucial.

• Avoid insecure methods. This includes emails, texts, and handwritten notes. Seriously.
• Password managers offer better security. Monitor access privileges. This is non-negotiable.
• Consider other options. Many payment platforms are available. Explore secure payment gateways directly on websites.

My last card breach? 2022. A nightmare. Learn from my mistakes. Do not repeat.

Alternatives exist. Think Apple Pay, Google Pay. Use them. They’re safer. Much safer.

The inherent risk of online transactions remains. Vigilance is paramount. Negligence has consequences. Remember that. 2023’s fraud statistics are alarming.

What happens if your credit card number is leaked?

A chilling thought, a cold sweat prickling my skin. My credit card number, exposed. Out there. Floating in the digital ether, a ghost of my financial life. Vulnerable.

The sheer weight of it, a leaden blanket. Even without immediate theft, the potential… the ever-present possibility of it hangs heavy. That knife edge.

A new card. It’s a must. The old one? Dead. Gone. A relic. A symbol of what could have been. A new beginning.

• Immediate action: Contact your bank. Immediately. No delays. This isn’t a game.
• Card replacement: Request a new card. Don’t hesitate. My own experience taught me that.
• Monitoring: Scrutinize your statements. Every transaction. Every penny. Be vigilant. Forever vigilant.

The feeling of violation. A deep, unsettling anxiety. It lingers, a shadow. This quiet fear is the most insidious part. This pervasive sense of wrongness. The universe feels tilted.

This is not a hypothetical threat. I’ve lived it. The sickening dread. The sleepless nights. The frantic calls. I still feel a tremble remembering it.

My bank, thank goodness, acted fast. But the memory… the memory claws. A constant reminder. A new normal. Always checking. Always watching. 2024 and still haunted by it.

Can someone use your credit card number without card?

Ugh, credit cards. So, can someone use my number without the actual card? Yeah, totally.

Card-not-present (CNP) transactions, right? I did read something about that. It’s online shopping.

• Like when I bought that gorgeous (but overpriced) bag last month from that boutique.

  • Didn’t need the physical card at all. Just the number, expiry, and CVV.

• Or that time I ordered pizza over the phone. Same deal.

Shoulder surfing? Is that still a thing? Like, someone peeking over my shoulder at the grocery store while I’m paying? Gross. So easy to get those numbers. Yikes!

Stolen credit card numbers are used for CNP transactions. It is undetected, right?

• What about those skimmers at ATMs? I’m always paranoid when I withdraw cash near the corner of 5th and Main.

• My bank sent an alert once. Thank goodness!

They use my number to buy stuff online and I’m stuck with the bill? Ugh. Fraudulent purchases are a nightmare. I hate dealing with customer service. What a headache.

• Always check my statements now. Every single line.

• Changed my passwords a few times, too. Just in case.

CNP doesn’t require the physical card. Protect your credit card number!