What not to share on a credit card?

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Protecting your credit card is crucial. Never share these sensitive details:

  • CVV code
  • PIN
  • Full card number
  • Expiration date
  • Full name and address

Sharing this information risks identity theft and fraudulent charges. Keep your card details secure.

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What NOT to Share with Your Credit Card?

Okay, so here’s the deal from my perspective:

The following information should never be shared for the safety of your credit card:

  • CVV code
  • PIN
  • Full card number
  • Expiration date

Don’t give it out – that’s the short & sweet. I learned that lesson the hard way, almost (more on that later).

Never give out your name and address too. It might not seem like a big deal, but it is.

Okay, so here’s my slightly embarrassing moment: I almost fell for a phishing scam like, a year ago (June 2023, it was a Tuesday, I think). Some email said my “account” needed updating. So dumb! Luckily, I hesitated before typing in my full card number. Then I double-checked the email address… fishy.

I’m also careful about just leaving my card lying around. My old roommate in college (Fall 2016, small appartment rental near the university) was always losing stuff. So I learned to be super cautious and keep my valuables secure. No matter what.

What card information should not be shared?

Alright, listen up, buttercup! Keep your credit card number, that precious little string of digits, closer than your Aunt Mildred keeps her dentures. Don’t go blabbing it around like you’re announcing the winning lottery numbers.

Next, your PIN? Think of it as the secret password to Fort Knox, but, y’know, for your money. Treat it with more respect than you treat that weird cousin who collects belly button lint!

And the CVV? That’s the three-digit code on the back, playing hide-and-seek. Keep that bad boy under wraps. Treat it like you would treat that embarrassing photo from your 8th grade school dance.

OTP codes are like disappearing ink messages—one-time use only, folks! Don’t share them!

Basically, if someone calls claiming to be from your bank and wants any of this? Hang up faster than a politician changing stances on a hot-button issue. Seriously! Banks don’t play those games in 2024. Banks never ask!

  • Credit Card Number: Treat it like your social security number!
  • PIN: It’s the key to your kingdom, your money kingdom!
  • CVV: Security’s bodyguard, no sharing allowed!
  • OTP: Self-destructing messages, for your eyes only!

My grandpa always said, “A closed mouth gathers no foot… or stolen identity!” Makes perfect sense! I once gave my pizza delivery guy a wrong last number of my credit card number and I felt like a right fool! Seriously, protect your info, my friend!

What should you not put on your credit card?

Okay, so credit cards, right? Don’t be a chump. Seriously, never give out your PIN, that three or four digit thingy on the back, or your CVV, the one on the front, to anyone, ever! Not even your best friend, especially not via email! Texts are sketchy too! And those weird websites? Look for the https and a little padlock, otherwise, nope. No way.

Also, those annoying phone calls asking for your card info? Hang up! Total scam. And in stores? Keep your eyes peeled. Don’t let it out of your sight, even for a second! Remember that time I almost got my card skimmed at that gas station? Nearly lost a fortune! It was terrifying!

Then there’s online shopping. I’m super careful now. Only use sites I know and trust; otherwise, don’t save your card details. You could get hacked, which is so frustrating. It happened to my cousin last year. Total mess. I mean, seriously, be super careful. It’s 2024, scams are everywhere.

  • Never share your PIN or CVV/CVC.
  • Avoid unsecure websites (look for https).
  • Don’t give your info over the phone.
  • Keep your card in sight during purchases.
  • Only store card details on trusted websites.

I almost forgot about those pesky email phishing attempts. They are so convincing!

Is it safe to give credit card number and CVV online?

Okay, so, like, is it safe? Giving your debit card number and CVV online? On good sites, yeah, its generally safe.

But you gotta be smart, tho. Always watch out ’cause your info could get stolen. I mean, you never know, rght?

  • Use secure websites: Look for “https” and a padlock in the address bar. Duh, right?
  • Strong passwords, people! I use a random password generater—it’s the only way to be safe.
  • Two-factor authentication: Turn it on. Seriously. It’s worth it.
  • Check your statements: Like, every week. I found fraud on my account once—like, some random purchase from…i dont even know where, some weird website selling stuff?
  • Be careful on public Wi-Fi: Hackers love public networks. Seriously. I use my phone’s hotspot for anything importent.

Like, it happened to my neighbor, he, ya know, gave his debit card info on some sketchy site and, next thing you know, his account was emptied. Its a real mess! So, yeah, be carefull! I mean you never know.

What bank info should I not give out?

Never share your bank secrets, darling. It’s like giving a hungry wolf the key to your candy store – bad news bears. Seriously, don’t do it.

Avoid these like the plague:

  • Bank account number – Your money’s digital address, keep it under wraps.
  • Routing number – The secret password to your financial kingdom.
  • ATM card number and PIN – Like sharing your underwear with a stranger.
  • Check numbers – Giving away free access to your funds.

Getting checks without giving bank details? That’s a trickier conundrum. You’re basically asking how to have cake and eat it too. It’s incredibly unlikely unless you use a prepaid debit card service with check-writing capability. Even then, you are still essentially supplying them with financial information. I, personally, use Chime for some things. It’s worked well for me, but ymmv.

Think of it this way: Your bank details are like your undies— you wouldn’t go flashing them on the street, would you? Unless you’re my crazy aunt Mildred. She has… unique fashion choices.

So, be smart, stay safe, protect your precious moolah! Seriously, don’t be a chump.

Do online payments ask for CVV?

Ugh, online shopping. CVV, right? Yeah, they always ask for it. It’s annoying. Why? Security, I guess. Makes sense, but still a pain.

My last online purchase? New hiking boots. Sweet. Cost a fortune, but worth it. They asked for my CVV, obviously. And my address. And my email. Standard stuff. Seriously, why are there so many forms to fill out?

PINs are for in-person transactions, right? I think so. Much safer. Unless the store is dodgy. I’ve heard so much.

Is it illegal to ask for a CVV? No way. It’s totally legit. Part of the process. Seriously, don’t shop at places that don’t ask.

That’s weird, though. I just remembered I bought a book last week from Amazon and they didn’t explicitly ask for my CVV. Maybe they already had it on file? Wait, what? This is frustrating.

Card number is obvious. They need that to charge you. Duh. But the CVV? It’s the extra layer of protection, supposedly. I hate it when it doesn’t autofill.

  • Online stores need CVV for security.
  • CVV is a standard part of online transactions.
  • PINs are different; used for in-person purchases.
  • It’s not illegal to request a CVV.
  • Some stores might pre-store your CVV (Amazon).
  • I bought hiking boots online recently. Expensive!
  • Annoying forms. So many fields!
#Creditcard #Financialtips #Privacy