Can I pay my credit card bill by another credit card?

Can I make a credit card payment with another credit card?

No, it’s not something they let you do, paying one credit card with another.

It just doesn’t… work that way, you know?

Balance transfers, I’ve done one of those before. It felt like shuffling debt, honestly.

And cash advances? Ouch. The fees… the interest… it stings.

It’s like robbing Peter to pay Paul, and Peter and Paul are both charging you for the privilege. It’s a terrible idea, trust me.

It just… adds to the mess.

• The Basic Reality: Direct credit card payments to another credit card, forget about it. Banks block that.
• Balance Transfers:
  • Moved $3,000 from a high-interest card to a 0% intro APR card in ’23. It helped temporarily.
  • The 3% transfer fee… still a fee. And when that intro period ends… BAM.
  • It’s only good if you are disciplined. I wasn’t always.
• Cash Advances:
  • I took out a $500 cash advance back in January. Needed it for rent.
  • The fee was like $25 immediately. And the interest started right away. No grace period.
  • Still paying it off. Feels like a trap.
• Deeper Dive (Why it’s bad):
  • Fees: Both balance transfers and cash advances have fees. Usually a percentage of the amount.
  • High Interest: Cash advances, especially, carry brutal interest rates. Way higher than regular purchases.
  • Debt Cycle: It’s easy to get stuck. You’re using credit to pay off credit. The spiral begins.
• My Advice (Learned the Hard Way):
  • Look at budgeting. Seriously. It sounds lame, but…
  • Talk to a credit counselor. Free help exists. I didn’t know that for a long time.
  • Don’t bury yourself further. Find a way out. Before it’s too late.

Can I pay off one credit card bill with another credit card?

Yes, balance transfers can settle credit card debt using another card.

• Essentially, it’s using one credit line to extinguish another.

Direct payments between cards? A no-go. Think of it as avoiding a closed loop. Imagine attempting to pay my mortgage with Monopoly money – futile, right?

Cash advances are also an option, though generally a bad one, like, really.

• They often entail high fees and immediate interest accrual.
• Better options exist, seriously.

It’s like trading one problem for a potentially worse one. Makes you wonder if financial tools are actually tools or traps sometimes.

Can I pay someone elses credit card with my credit card?

Nope, paying your buddy’s credit card with your own is a no-go. Think of it like trying to use your house key to unlock your neighbor’s car. Just won’t work, ya know?

Credit cards are super picky. Your card can only pay your card. Period! No exceptions! It’s like they have a serious case of identity crisis, if you ask me.

So, how do you help your pal avoid the dreaded late fees? Well, here’s the lowdown:

• Send ’em cash. Good ol’ fashioned moolah. Like back in the Stone Age!
• Venmo, PayPal, Cash App—the usual suspects. These are like digital carrier pigeons carrying your funds.
• Write a check. Only if you wanna feel like you’re starring in a historical drama.
• Wire transfer. Sounds fancy, is kinda not.

My grandma, bless her heart, still thinks “the internet” is just a fad. Meanwhile, I’m here, side-eyeing my credit card like it’s personally offended by the thought of paying off Aunt Mildred’s shopping spree. Seriously, the audacity!

Oh, and one more thing. Don’t even THINK about trying some weird workaround with balance transfers. The credit card companies are way too smart for that. Trust me. I, uh, heard it from a friend. Yeah, a friend… who definitely didn’t try it. Wink, wink.

Can I pay credit card with another debit card?

Nope. Can’t pay credit with debit directly. Done.

Balance transfer, perhaps. Reward points? Fuggedaboutit.

• Direct payment impossible. System’s limitation.
• Balance transfer exist but be wary. Fees apply. It impacts rewards.
• Consider alternatives:
  • Bank transfer: Simplest, often free. Check with your bank for limitations.
  • Check: Old school, reliable. Give time for processing.
  • Money order: If your bank account is limited. Post office or Western Union works.
  • Third-party apps. Fees likely. Venmo. PayPal. Research them!
• Reward points: Don’t expect to earn them during transfer. That is the catch.

So, yeah. Check them out. Don’t mess it up. My bank account is down to $36 bucks now after paying taxes.

Can I pay my credit card using another credit card?

Impossible. Credit card debt. Not transferable. One card, one debt. Simple.

• Debt remains. Balance shifts, not erased.
• Financial institutions forbid. Rules are rules.
• Avoid this. It’s pointless. Stupid, even.

My Amex Platinum? Never tried. Wouldn’t.

Paying bills. A chore. My Capital One card? Always on time, thankfully. 2024 is going smoothly so far. Except that one time with the car repairs. Expensive. Learn from my mistakes. Don’t delay payments.

Is it possible to pay off a credit card with another credit card?

Swap credit card debt like musical chairs? Tempting, but no. Directly, no can do. Think of it as trying to pay your tab at a fancy restaurant with another restaurant’s gift certificate. Nope.

However… sly grin… loopholes exist. Like a ninja in a suit.

• Balance Transfer: This is the elegant solution. Shift debt from high-interest card to a low-interest (or even 0% introductory APR) one. Like moving from a cramped apartment to a spacious penthouse. Temporarily. Watch out for those pesky balance transfer fees though. They can bite.

• Cash Advance: Desperate times? Desperate measures. Withdraw cash from your credit card. Then pay the other card. Like robbing Peter to pay Paul. Except Peter (your credit card company) charges exorbitant interest and fees. Think of it as a very, very expensive short-term loan. My personal record? Used a cash advance once to buy a vintage rotary phone. Regretted it instantly.

• Personal Loan: Sometimes, a plain old loan is the best. Lower interest than cash advances. Consolidate multiple debts. Like swapping a chaotic garage for a tidy, organized one. My neighbor’s garage? Disaster.

Key takeaway: Juggling credit card debt is a tricky game. Best to avoid. Like trying to learn the ukulele during a hurricane. Just…no.

My tip? Budget like your grandma. She knew what was up. Seriously.

How can I pay my credit card bill with another credit card?

Ha! Paying a credit card with another credit card? Like robbing Peter to pay Paul, but Peter and Paul are both loan sharks. They ain’t gonna like it. Most card issuers slam the door on that idea. Think of them like grumpy old librarians shushing you for daring to suggest such a thing. They want their money, not more IOUs.

• Balance transfer: Like moving debt from a pricey restaurant to a slightly cheaper food truck. Fees often apply. Like getting charged for swapping seats on the Titanic, while it’s sinking. Still cheaper than drowning in debt, sometimes? Check the small print. My neighbor Bob learned that the hard way, ended up owing more than before! He’s sticking to cash now, bless his heart.
• Balance transfer card: A shiny new card, with a temporary welcome mat for your debt. 0% APR for a bit. But watch out for the eventual interest hike, like a cute puppy that grows into a slobbery St. Bernard. My cousin Beatrice got one, now regrets it.
• Debit card: Using your own money! Shocking, I know. Responsible, even.
• Checking account: Even better. The credit card companies gnash their teeth at this one. They can’t get their grubby little interest-fee paws on you. My grandma always said, Cash is king. She also hoarded coupons. Didn’t trust banks. Had a point, honestly.
• Cash: Cold, hard cash. Like giving the finger to credit card companies. They hate it. The ultimate power move. I once paid my bill in pennies just to annoy them. They weren’t thrilled. Don’t recommend it. Took forever. Cashier almost quit.

My personal finance guru (a YouTube guy who lives in his mom’s basement) swears by cash envelopes. One for rent, one for groceries, one for questionable online purchases. I use a sock. Works just as well. Less organized, though. Currently hunting for missing twenty. Suspect it’s in the dryer. Don’t tell my landlord.

How to pay off a credit card with another credit card?

Paying off credit card debt with another? Think of it as a financial shell game, but hopefully, one where you win. A balance transfer is your best bet.

It’s like swapping a rusty bucket for a shiny one. The old bucket (high-interest card) is overflowing with debt. The new one (low-interest card)? A little less leaky.

Key things to remember:

• Lower interest rates are your goal. Find a card with a promotional 0% APR period; these are often around for 12-18 months.
• Fees exist. Balance transfer fees often range from 3-5% of the transferred balance. It’s a toll for crossing into the promised land of lower interest. My last transfer cost me 3%, a painful $75.
• Read the fine print. This isn’t your grandma’s bingo night. Hidden fees and late payment penalties are the financial equivalent of ninjas – sneaky and effective at draining your funds. So yeah, don’t miss that bit. Trust me, I almost did.
• Discipline is key. Pay down that balance aggressively during the 0% period. Otherwise, you’ll be singing a sad song about interest when the honeymoon period ends, and let me tell you – that tune is no fun. Think of it as a race against the clock.

Alternatives (though generally less ideal):

• Using a credit card to make minimum payments on another. This is a temporary fix and often gets you into even deeper trouble. It’s financial quicksand – slow but sure.
• Using a personal loan. Lower interest rates than most credit cards, but you’ll need good credit for approval. A bit like auditioning for a bank’s approval.

Seriously though, the balance transfer is usually the best. Just do your research. Otherwise, you’re playing financial Jenga and someone is going to lose. And let’s be honest – you don’t want to be that someone, right?

Can you pay a credit card with a debit card from another bank?

Nope, can’t swipe your debit card like a magic wand to vanish credit card debt. Think of it like trying to pay for pizza with Monopoly money. Charming, but ineffective.

You can, however, use the mundane muggle method of transferring funds from your debit card’s linked checking account. Like siphoning gas, but legal. And less smelly. My personal favorite is setting up auto-pay. Like magic, but with more responsibility – my specialty, obviously. Not really.

• Transfer funds electronically: From your checking account to your credit card account. Think wires, ACH transfers, or online bill pay. Exciting stuff. Really.
• Use a third-party service: Some apps allow debit card payments to credit cards, but they often have fees. Like a toll booth on the information superhighway. Annoying, but sometimes necessary.
• Consider a balance transfer: This moves debt from one card to another, sometimes with a lower interest rate. A financial reshuffle. Like moving deck chairs on the Titanic, but potentially more helpful.

Why the rigmarole, you ask? Credit cards are loans. Debit cards are linked to your cash. Two different beasts. Like a chihuahua and a Great Dane. Both dogs, very different vibes. My neighbor’s chihuahua, Mr. Bojangles, proves this daily. Little yapper.

Paying your credit card regularly (from your bank account, remember!) is crucial for that shiny credit score. Like flossing for your finances. Nobody likes it, but everyone benefits. Except maybe dentists.

Can I pay my credit card bill with a debit card from another bank?

Debit card for credit card bill…weird. Use bank bill pay. My bank, Chase, lets me do that. Online credit card account, too. Set it up once, done. Directly? Nah. Fees? Ugh. Hate fees. Remember that $35 late fee? Never again. Bill pay is free, right? Gotta check. Credit card…Visa ending in 4783. That one. Need to pay it off. Balance is…too much. Groceries, gas…ugh. Next paycheck. Online account access is 24/7. Convenient. Midnight payments, anyone? Definitely me. Should budget better. Easier said than done. So many subscriptions. Netflix, Spotify, Hulu… Cut back? Maybe. Ugh, adulting. Check for third-party apps too. Those might work. But fees again. No thanks. Just stick with bank bill pay. Simple. Effective. Free. Hopefully. Gotta check. Seriously.

How do I pay from one credit card to another?

Credit card to credit card payments? Inefficient.

Option one: E-wallets. PayPal, Venmo. Transfer funds. Fees apply. Check specifics.

Option two: Balance transfers. Your bank. Interest rates vary wildly in 2024. Read the fine print, always. This isn’t financial advice. I’m just stating facts.

• High fees. Expect them.
• Interest accrual. A given.
• Time-consuming. A certainty.

My Amex, for example, charges a hefty 3% for such transfers. Avoid unless necessary. Seriously. It’s a rip-off. Use it as a last resort.

Consider a personal loan. Lower interest rates. Often better for larger amounts. Check eligibility. This is what I would personally do.

Avoid this if possible. Debt is a trap. Just saying.

Can I transfer money from one credit card to another credit card?

Balance transfers exist. Cutthroat rates dangle. New card. Debt shifted. Done.

Cash advances? Desperate measure. Fees bleed you dry. Interest skyrockets. Regret follows.

E-wallets, a mirage? Limited utility. Transaction costs lurk. Read the fine print. Always.

Balance Transfer Details (2024):

• Credit Score Matters: Prime rates demand top scores. Below average? Prepare for rejection.
• Introductory Periods: 0% APR tempts. The clock ticks. Pay it all off.
• Transfer Fees: 3-5% is the norm. Factor that in. Is it truly cheaper?
• Credit Limit Impact: Transfer consumes credit. Usage ratio spikes. Credit score dips. Beware.
• Promo Abuse: Repeated transfers trigger red flags. Banks retaliate. Avoid this game.
• Terms Change: Banks shift goalposts. Read the fine print—again.
• Fraud Alert: Watch for scams mimicking balance transfer offers. Verify legitimacy, every time.
• Don’t cancel the old card too fast: Before cancelling old credit card, check for the impacts
• Check credit utilization ratio: After transfer check again

I did a balance transfer back in October. Chase offered me 15 months. Felt like a win, now it is my next stress factor.